ASHLAND AREA CHAMBER OF COMMERCE (EIN 340678472) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1947

Legal Domicile

Principal Officer

AMY DAUBENSPECK

Phone

4192814584

Tax Period

2025-01-01 to 2025-12-31

ASHLAND AREA CHAMBER OF COMMERCE, founded in 1947, is a small nonprofit that reported $649K in total revenue in fiscal year 2025. Expenses of $586K left a modest 10% surplus.

Mission

THE ASHLAND AREA CHAMBER OF COMMERCE IS DEDICATED TO ADVANCING THE ECONOMIC WELL-BEING OF THE ASHLAND AREA BY FACILITATING SUPERIOR MEMBERSHIP SERVICES AND ENGAGEMENT.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $2,500

Program Service Revenue $602,752

Investment Income $41,485

Other Revenue $2,257

TOTAL REVENUE $648,994

Expense Breakdown

Grants Paid $0

Salaries & Benefits $255,378

Fundraising Expenses $25,538

Other Expenses $330,330

TOTAL EXPENSES $585,708

Year-over-Year Comparison

	2025	2024	Change
Revenue	$648,994	$678,965	0.0%
Expenses	$585,708	$523,516	+0.1%
Net Income	$63,286	$155,449	-0.6%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$79,762

Total Directors

$79,762

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
AMY DAUBENSPECK	DIR OF OPERA	40.00	Officer Director	$79,762	$0	$79,762
JODY ALLTON	PAST CHAIRMA	1.00	Officer Director	$0	$0	$0
BRITTANY BURKETT	BOARD MEMBER	1.00	Director	$0	$0	$0
MARIBETH ECKERT	BOARD MEMBER	1.00	Director	$0	$0	$0
SCOTT FICKES	TREASURER	1.00	Officer Director	$0	$0	$0
BRYAN FINGER	CHAIRMAN	1.00	Officer Director	$0	$0	$0
CARRIE GOUGH	SECRETARY	1.00	Officer Director	$0	$0	$0
NICOLE HAWKS	BOARD MEMBER	1.00	Director	$0	$0	$0
ZACH MCGRAIN	BOARD MEMBER	1.00	Director	$0	$0	$0
BRI NOEL	CHAIR ELECT	1.00	Officer Director	$0	$0	$0
MITCH PISKUR	BOARD MEMBER	1.00	Director	$0	$0	$0
CONNOR THARP	BOARD MEMBER	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$648,994	$585,708	$1,189,572	$63,286
2024	No data	No data	No data	No data
2023	$607,443	$444,510	$971,023	$162,933
2022	$605,314	$389,081	$808,112	$216,233
2021	$465,766	$320,202	$593,051	$145,564
2020	$502,152	$337,067	$449,220	$165,085
2019	$534,362	$495,959	$282,604	$38,403
2018	$542,302	$501,435	$254,874	$40,867

ASHLAND AREA CHAMBER OF COMMERCE