BRYAN CHAMBER OF COMMERCE

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1989

Legal Domicile

Principal Officer

DANIEL S YAHRAUS

Phone

4196362247

Tax Period

2023-01-01 to 2023-12-31

BRYAN CHAMBER OF COMMERCE, founded in 1989, is a small nonprofit that reported $172K in total revenue in fiscal year 2023.

Mission

PROMOTE AND COORDINATE CIVIC AND OTHER BENEVOLENT ACTIVITIES IN AND AROUND THE CITY OF BRYAN, OHIO.

Program Service Accomplishments

Program 1

INCREASED THE GENERAL WELFARE AND PROSPERITY OF THE COMMUNITY OF THE CITY OF BRYAN THROUGH PROMOTION OF ECONOMIC, CIVIC, COMMERCIAL AND EDUCATIONAL INTERESTS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $19,941

Program Service Revenue $98,074

Investment Income $9

Other Revenue $53,908

TOTAL REVENUE $171,932

Expense Breakdown

Grants Paid $0

Salaries & Benefits $96,231

Fundraising Expenses $0

Other Expenses $72,739

TOTAL EXPENSES $168,970

Year-over-Year Comparison

	2023	2022	Change
Revenue	$171,932	$159,240	+0.1%
Expenses	$168,970	$165,330	+0.0%
Net Income	$2,962	$-6,090	-1.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

$59,384

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
DANIEL S YAHRAUS	EXEC DIRECTO	40.00	Director	$59,384	$0	$59,384
MATT BROWN	DIRECTOR	N/A	Director	$0	$0	$0
LUKE COLLINS	DIRECTOR	N/A	Director	$0	$0	$0
NICK ESCHHOFEN	DIRECTOR	N/A	Director	$0	$0	$0
MICHELLE GIBBS	EX-OFFICIO	N/A	Director	$0	$0	$0
DOUG HANNA	PRESIDENT	N/A	Director	$0	$0	$0
MIKE JACOBS	DIRECTOR	N/A	Director	$0	$0	$0
MARY LOZOWSKI	DIRECTOR	N/A	Director	$0	$0	$0
ROD SAUNDERS	2ND VICE PRE	N/A	Director	$0	$0	$0
DUSTIN SCHLACHTER	1ST VICE PRE	N/A	Director	$0	$0	$0
STACY SWARY	DIRECTOR	N/A	Director	$0	$0	$0
SALLY TAYLOR	DIRECTOR	N/A	Director	$0	$0	$0
KYLEE TOWNE	DIRECTOR	N/A	Director	$0	$0	$0
DEREK ALLEN	TREASURER	N/A	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$171,932	$168,970	$158,689	$2,962
2022	$159,240	$165,330	$145,116	$-6,090