Ashtabula, OH
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)COMMUNITY FIRST CREDIT UNION INC, founded in 1955, is a community nonprofit that reported $4.6M in total revenue in fiscal year 2025. Revenue grew 16% year-over-year, indicating healthy expansion. The organization ran a surplus of $727K, a strong 16% operating margin.
Community First Credit Union, Inc. is a financial institution cooperative organized to provide loan and deposit products and services for the member owners.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2025 | 2024 | Change | |
|---|---|---|---|
| Revenue | $4,621,083 | $3,986,299 | +0.2% |
| Expenses | $3,894,381 | $3,710,327 | +0.0% |
| Net Income | $726,702 | $275,972 | +1.6% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| Mark DeGeorge | Chief Executive Officer | 40 |
Key Emp
Highest
|
$153,476 | $40,800 | $194,276 |
| Phil Pawlowski | Chief Financial Officer | 40 |
Key Emp
|
$106,807 | $49,200 | $156,007 |
| Michael Fitchet | Chairperson of Board | 1 |
Director
|
$0 | $0 | $0 |
| Joanne Prickett | Vice Chairperson of Board | 1 |
Director
|
$0 | $0 | $0 |
| Mary Zappitelli | Treasurer/Secretary of Board | 1 |
Director
|
$0 | $0 | $0 |
| Connie Peet | Director | 1 |
Director
|
$0 | $0 | $0 |
| Mark Astorino | Director | 1 |
Director
|
$0 | $0 | $0 |
| Steve Cervas | Director | 1 |
Director
|
$0 | $0 | $0 |
| Lisa Hawkins | Director | 1 |
Director
|
$0 | $0 | $0 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | $4,621,083 | $3,894,381 | $96,169,986 | $726,702 |
| 2024 | $3,986,299 | $3,710,327 | $93,442,029 | $275,972 |
| 2023 | $3,451,816 | $3,308,130 | $92,812,032 | $143,686 |
| 2022 | $2,912,524 | $2,909,216 | $100,431,742 | $3,308 |
| 2021 | $2,733,229 | $2,645,092 | $99,249,182 | $88,137 |
| 2020 | $2,927,236 | $2,704,734 | $89,464,268 | $222,502 |
| 2019 | $3,075,300 | $2,577,384 | $77,472,453 | $497,916 |
| 2018 | $2,941,376 | $2,666,518 | $74,023,782 | $274,858 |
Compare COMMUNITY FIRST CREDIT UNION INC with other nonprofits in Ohio and across the country.