Clarington, OH
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)OHIO VALLEY COMMUNITY FEDERAL CREDIT UNION, founded in 1960, is a community nonprofit that reported $6.9M in total revenue in fiscal year 2018. Revenue surged 24% from the prior year, signaling strong growth momentum. The organization ran a surplus of $1.4M, a strong 20% operating margin.
To provide lending, saving and other financial services to our qualifying members at terms generally better than available in the marketplace with a service based emphasis that recognizes the member-owner status
Dividends paid to members on approximately 21,200 accounts held by approximate 12,200 members.
Direct labor and employee benefits incurred by providing deposit services, originating new loans and servicing the loan portfolio for our members.
Data processing and depreciation costs related to recording members' account activity, safekeeping account records, regulation compliance and providing members access to their share accounts via home...
Data processing and depreciation costs related to recording members' account activity, safekeeping account records, regulation compliance and providing members access to their share accounts via home banking, mobile channels, ATM and debit card networks and in person at credit union offices.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2018 | 2017 | Change | |
|---|---|---|---|
| Revenue | $6,899,435 | $5,546,985 | +0.2% |
| Expenses | $5,528,676 | $4,633,282 | +0.2% |
| Net Income | $1,370,759 | $913,703 | +0.5% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| RL Jones | Board Chair | 1 |
Director
|
$0 | $0 | $0 |
| Mark Fawcett | 1st Vice Chair | 1 |
Director
|
$0 | $0 | $0 |
| David Schnegg | 2nd Vice Chair | 1 |
Director
|
$0 | $0 | $0 |
| Karl Brookover | Financial Officer | 1 |
Director
|
$0 | $0 | $0 |
| Herbert Miller | Secretary | 1 |
Director
|
$0 | $0 | $0 |
| Harold McClain | Director | 1 |
Director
|
$0 | $0 | $0 |
| Frank Shepherd | Director | 1 |
Director
|
$0 | $0 | $0 |
| Gregory Harper | CEO | 40 |
Officer
|
$149,000 | $0 | $149,000 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2018 | $6,899,435 | $5,528,676 | No data | $1,370,759 |
Compare OHIO VALLEY COMMUNITY FEDERAL CREDIT UNION with other nonprofits in Ohio and across the country.