SENIOR CITIZENS OF ASHLAND COUNTY

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1970

Legal Domicile

Principal Officer

BECKY ECHELBERGER

Phone

4192897745

Tax Period

2025-01-01 to 2025-12-31

SENIOR CITIZENS OF ASHLAND COUNTY, founded in 1970, is a small nonprofit in the Human Services sector that reported $283K in total revenue in fiscal year 2025. Revenue surged 495% from the prior year, signaling strong growth momentum. The organization ran a surplus of $213K, a strong 75% operating margin.

Mission

OPERATION OF BUILDING FOR SENIOR CITIZENS USE INCLUDING GROUP MEETINGS, GAMES, CRAFTS, MUSIC, INFORMATIONAL, EDUCATIONAL, ETC.

Program Service Accomplishments

Program 1

Expenses: $4,348 Revenue: $3,240

OPERATION OF BUILDING FOR SENIOR CITIZENS USE AND ENTERTAINMENT INCLUDING GROUP MEETINGS, GAMES, CRAFTS, MUSIC, INFORMATIONAL, EDUCATIONAL, ETC.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $240,843

Program Service Revenue $3,240

Investment Income $2,803

Other Revenue $35,742

TOTAL REVENUE $282,628

Expense Breakdown

Grants Paid $0

Salaries & Benefits $26,547

Fundraising Expenses $0

Program Expenses $39,533

Other Expenses $43,197

TOTAL EXPENSES $69,744

Year-over-Year Comparison

	2025	2024	Change
Revenue	$282,628	$47,503	+4.9%
Expenses	$69,744	$53,057	+0.3%
Net Income	$212,884	$-5,554	-39.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MARGARET ANDERSON	BOARD MEMBER	1.00	Director	$0	$0	$0
RON BROMEIER	BOARD MEMBER	1.00	Director	$0	$0	$0
MARIDEAN CALLIHAN	BOARD MEMBER	1.00	Director	$0	$0	$0
GLORIA COSS	BOARD MEMBER	1.00	Director	$0	$0	$0
SARA DINSMORE	SECRETARY	1.00	Officer Director	$0	$0	$0
BECKY ECHELBERGER	PRESIDENT	1.00	Officer Director	$0	$0	$0
JODIE FRAZER	BOARD MEMBER	1.00	Director	$0	$0	$0
CINDY HAMILTON	ASST SEC'Y/T	1.00	Officer Director	$0	$0	$0
JUDY HARLAN	TREASURER	1.00	Officer Director	$0	$0	$0
TOM HERRON	VICE PRESIDE	1.00	Officer Director	$0	$0	$0
JANICE KIRKPATRICK	BOARD MEMBER	1.00	Director	$0	$0	$0
NEDRA LAUTZENHISER	BOARD MEMBER	1.00	Director	$0	$0	$0
ROGER PENDLETON	BOARD MEMBER	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$282,628	$69,744	$445,103	$212,884
2024	No data	No data	No data	No data
2023	$52,203	$46,783	$237,365	$5,420
2022	$43,696	$54,769	$231,705	$-11,073
2021	$41,015	$47,757	$242,635	$-6,742
2020	$60,167	$43,972	$249,525	$16,195