ROCKY RIVER CHAMBER OF COMMERCE (EIN 341209916) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1922

Phone

4403311140

Tax Period

2023-01-01 to 2023-12-31

ROCKY RIVER CHAMBER OF COMMERCE, founded in 1922, is a small nonprofit that reported $188K in total revenue in fiscal year 2023.

Mission

INCREASE BUSINESS ACTIVITY IN THE CITY OF ROCKY RIVER, OHIO.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $112,780

Investment Income $3

Other Revenue $75,661

TOTAL REVENUE $188,444

Expense Breakdown

Grants Paid $0

Salaries & Benefits $117,486

Fundraising Expenses $0

Program Expenses $186,334

Other Expenses $68,848

TOTAL EXPENSES $186,334

Year-over-Year Comparison

	2023	2022	Change
Revenue	$188,444	$197,570	0.0%
Expenses	$186,334	$186,820	0.0%
Net Income	$2,110	$10,750	-0.8%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$30,476

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
DAVID LIPINSKY	EXECUTIVE DI	40.00	Officer	$30,476	$0	$30,476
ROBBIE ANDERSON	DIRECTOR	N/A	Director	$0	$0	$0
JULIE BIALOWS	DIRECTOR	N/A	Director	$0	$0	$0
DENNIS BAUGHMAN	DIRECTOR	N/A	Director	$0	$0	$0
ERIC COOK	DIRECTOR	N/A	Director	$0	$0	$0
MEREDITH HARDINGTON	VICE CHAIR E	N/A	Officer Director	$0	$0	$0
PENNY HORTON	SECRETARY	N/A	Officer Director	$0	$0	$0
RICHARD JOYCE	DIRECTOR	N/A	Director	$0	$0	$0
CHRISTOPHER KLYM	CHAIR	N/A	Officer Director	$0	$0	$0
STEVE POLLY	VICE CHAIR P	N/A	Officer Director	$0	$0	$0
CHRISTIAN POPA	DIRECTOR	N/A	Director	$0	$0	$0
JAMES RIEDL	VICE CHAIR E	N/A	Officer Director	$0	$0	$0
MICHAEL THOMAS	DIRECTOR	N/A	Director	$0	$0	$0
MIKE TRIFILETTI	TREASURER	N/A	Officer Director	$0	$0	$0
MELIA URAS	DIRECTOR	N/A	Director	$0	$0	$0
DAN WEIST	VICE CHAIR M	N/A	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$188,444	$186,334	$50,785	$2,110
2022	$197,570	$186,820	$54,866	$10,750
2021	$116,314	$153,986	$113,767	$-37,672
2020	$101,421	$131,686	$102,938	$-30,265
2019	$153,059	$171,013	$21,680	$-17,954
2018	$151,481	$184,149	$32,306	$-32,668

ROCKY RIVER CHAMBER OF COMMERCE