NORWALK AREA FOOD BANK

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1985

Legal Domicile

Principal Officer

ROBIN BLEILE

Phone

4196601144

Tax Period

2025-01-01 to 2025-12-31

NORWALK AREA FOOD BANK, founded in 1985, is a small nonprofit that reported $205K in total revenue in fiscal year 2025. Expenses of $189K left a modest 8% surplus.

Mission

FOOD BANK

Program Service Accomplishments

Program 1

DONATED FOOD COLLECTED AND DISTRIBUTED IN 2025

Program 2

Expenses: $174,815

FOOD PURCHASED AND DISTRIBUTED IN 2025

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $188,065

Program Service Revenue $0

Investment Income $16,683

Other Revenue $0

TOTAL REVENUE $204,748

Expense Breakdown

Grants Paid $173,140

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $174,815

Other Expenses $16,043

TOTAL EXPENSES $189,183

Year-over-Year Comparison

	2025	2024	Change
Revenue	$204,748	$212,197	0.0%
Expenses	$189,183	$178,006	+0.1%
Net Income	$15,565	$34,191	-0.5%

Key Indicators

✗ Grants to Organizations ✓ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
CINDY LIBEN	EXECUTIVE DI	20.00	Officer	$0	$0	$0
KATHY WILKINS	PRESIDENT	3.00	Officer Director	$0	$0	$0
ROBIN BLEILE	VICE PRESIDE	5.00	Officer Director	$0	$0	$0
SHARLENE WHITE	TREASURER	3.00	Officer Director	$0	$0	$0
KAYLA WORCESTER	SECRETARY	1.00	Officer Director	$0	$0	$0
DALE RAFIE	BOARD MEMBER	1.00	Director	$0	$0	$0
PAM WOODRUFF	BOARD MEMBER	2.00	Director	$0	$0	$0
MIKE SCHWIETERMAN	BOARD MEMBER	4.00	Director	$0	$0	$0
LINDA MARKEL	BOARD MEMBER	1.00	Director	$0	$0	$0
DEBE GELVIN	BOARD MEMBER	12.00	Director	$0	$0	$0
NANCY BROWN	BOARD MEMBER	3.00	Director	$0	$0	$0
ABBY KEEFER	BOARD MEMBER	1.00	Director	$0	$0	$0
TY KEEFER	BOARD MEMBER	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$204,748	$189,183	$473,650	$15,565
2024	$212,197	$178,006	$450,216	$34,191
2023	$239,561	$223,292	$411,310	$16,269
2022	$215,345	$190,879	$388,812	$24,466
2021	$212,158	$119,581	$373,815	$92,577
2020	$256,128	$131,116	$281,238	$125,012