HOLY LOVE MINISTRIES (EIN 341663334) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1991

Legal Domicile

Principal Officer

ROBERT TOPAZIO

Phone

4403278006

Tax Period

2025-01-01 to 2025-12-31

HOLY LOVE MINISTRIES, founded in 1991, is a community nonprofit in the Religion sector that reported $1.6M in total revenue in fiscal year 2025. Revenue fell 25% from the prior year — a significant decline worth monitoring. Expenses of $2.4M exceeded revenue, resulting in a 56% operating deficit.

Mission

DIRECT CHARITABLE GIVING RELATED TO SPREADING THE WORK OF MARY AND PRAYER.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $1,459,122

Program Service Revenue $0

Investment Income $6,757

Other Revenue $87,340

TOTAL REVENUE $1,553,219

Expense Breakdown

Grants Paid $60,000

Salaries & Benefits $625,175

Fundraising Expenses $3,289

Program Expenses $2,305,862

Other Expenses $1,740,929

TOTAL EXPENSES $2,426,104

Year-over-Year Comparison

	2025	2024	Change
Revenue	$1,553,219	$2,073,884	-0.3%
Expenses	$2,426,104	$3,181,957	-0.2%
Net Income	$-872,885	$-1,108,073	-0.2%

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$102,501

Total Directors

$102,501

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JOAN TOPAZIO	TREASURER	40.00	Officer Director	$38,229	$0	$38,229
LILI MCRAE	SECRETARY	40.00	Officer Director	$32,136	$0	$32,136
SEAN MCRAE	VP/TRUSTEE	40.00	Officer Director	$32,136	$0	$32,136
ROBERT TOPAZIO	PRESIDENT/TR	40.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$1,553,219	$2,426,104	$18,549,122	$-872,885
2024	No data	No data	No data	No data
2023	$2,268,132	$2,358,521	$20,106,313	$-90,389
2022	$1,306,538	$2,389,343	$20,204,244	$-1,082,805
2021	$2,402,696	$3,308,712	$21,288,130	$-906,016
2020	$1,828,279	$2,819,712	$22,755,575	$-991,433
2019	$1,366,570	$2,500,700	$23,179,817	$-1,134,130
2018	$1,879,413	$2,406,678	$24,313,734	$-527,265

HOLY LOVE MINISTRIES