Green Chamber of Commerce

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2002

Legal Domicile

Principal Officer

Madison Radke

Phone

3308963023

Tax Period

2022-06-01 to 2023-05-31

Green Chamber of Commerce, founded in 2002, is a micro nonprofit in the Community Improvement sector that reported $86K in total revenue in fiscal year 2022. Revenue surged 279% from the prior year, signaling strong growth momentum. The organization ran a surplus of $17K, a strong 20% operating margin.

Mission

The Green Area Chamber connects members with other businesses and the community to promote meaningful relationships, sharing of information, and business growth.

Program Service Accomplishments

Program 1

Expenses: $24,711 Revenue: $41,822

Launching the Green Area Chamber Community Fund- helps members and the community in need

Program 2

Expenses: $4,891 Revenue: $4,804

Networking - Local business gathering to share ideas and learn about other local businesses

Program 3

Expenses: $2,987

Relaunching of the Green Young Professionals- a group within the chamber for professionals 40 & under

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2022)

Revenue Breakdown

Contributions & Grants $38,994

Program Service Revenue $46,626

Investment Income $0

Other Revenue $0

TOTAL REVENUE $85,620

Expense Breakdown

Grants Paid $0

Salaries & Benefits $382

Fundraising Expenses $0

Program Expenses $32,589

Other Expenses $67,937

TOTAL EXPENSES $68,319

Year-over-Year Comparison

	2022	2021	Change
Revenue	$85,620	$22,608	+2.8%
Expenses	$68,319	$19,390	+2.5%
Net Income	$17,301	$3,218	+4.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Samantha Ridenour	Board Member	1.00	Director	$0	$0	$0
Richard Woods	Board Member	1.00	Director	$0	$0	$0
Valerie Wolford	Board Member	1.00	Director	$0	$0	$0
Joan Smith	Board Member	1.00	Director	$0	$0	$0
David Manderine	Board Member	1.00	Director	$0	$0	$0
Todd Kotler	Board Member	1.00	Director	$0	$0	$0
Mike Wyne	Chamber Director	1.00	Director	$0	$0	$0
Christina Stires	Board Member	1.00	Director	$0	$0	$0
Madison Radke	President	2.00	Officer	$0	$0	$0
Sherry Swisher	Secretary	2.00	Officer	$0	$0	$0
Jim Corra	Vice President	2.00	Officer	$0	$0	$0
Shirley Ehrich	Treasurer	2.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2023	$85,620	$68,319	$62,794	$17,301
2022	$22,608	$19,390	$45,493	$3,218
2021	$23,550	$8,193	$42,625	$15,357
2020	$46,559	$82,833	$27,268	$-36,274
2019	$74,004	$71,028	$64,092	$2,976
2018	$93,366	$88,414	$75,939	$4,952