MOVING TRADITIONS

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2005

Legal Domicile

Principal Officer

MICHELLE KARKOWSKY

Phone

2158874511

Tax Period

2025-01-01 to 2025-12-31

MOVING TRADITIONS, founded in 2005, is a community nonprofit in the Religion sector that reported $4.4M in total revenue in fiscal year 2025.

Mission

MOVING TRADITIONS EMBOLDENS JEWISH YOUTH TO THRIVE THROUGH THE PURSUIT OF PERSONAL WELLBEING(SHLEIMUT), CARING RELATIONSHIPS (HESED), AND A JEWISH AND FEMINIST VISION OF EQUITY AND JUSTICE (TZEDEK).

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $3,808,502

Program Service Revenue $203,762

Investment Income $79,242

Other Revenue $296,650

TOTAL REVENUE $4,388,156

Expense Breakdown

Grants Paid $0

Salaries & Benefits $3,571,360

Fundraising Expenses $671,120

Program Expenses $3,521,447

Other Expenses $937,829

TOTAL EXPENSES $4,509,189

Year-over-Year Comparison

	2025	2024	Change
Revenue	$4,388,156	$4,345,680	+0.0%
Expenses	$4,509,189	$3,788,449	+0.2%
Net Income	$-121,033	$557,231	-1.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$197,642

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
MICHELLE KARKOWSKY	CEO	40.00	Officer	$187,981	$9,661	$197,642
BRIAN MONO	VP, CHIEF OF	40.00	Highest	$145,975	$0	$145,975
ADAM BROMS	CHIEF OF FIN	40.00	Highest	$145,557	$0	$145,557
LISA GERSTEN	VP OF EXTERN	40.00	Highest	$141,000	$0	$141,000
PAMELA BARKLEY	CHIEF GROWTH	40.00	Highest	$131,742	$0	$131,742
EVE BERGER	VP OF PARTNE	40.00	Highest	$122,121	$0	$122,121
RABBI NOAH ARNOW	DIRECTOR	1.00	Director	$0	$0	$0
DARCIE CRYSTAL	EX OFFICIO	1.00	Director	$0	$0	$0
BRUCE ELLMAN	DIRECTOR	1.00	Director	$0	$0	$0
ELYSE EVERETT	CHAIR	1.00	Director	$0	$0	$0
SUZANNE FELD	DIRECTOR	1.00	Director	$0	$0	$0
BETH JOSEPH	DIRECTOR	1.00	Director	$0	$0	$0
DENA KLEIN	DIRECTOR	1.00	Director	$0	$0	$0
JONATHAN KRASNER	VICE CHAIR	1.00	Director	$0	$0	$0
SARA LEVINE	DIRECTOR	1.00	Director	$0	$0	$0
ADAM MAGERMAN	DIRECTOR	1.00	Director	$0	$0	$0
LISA SCHOENBERG	DIRECTOR	1.00	Director	$0	$0	$0
BETHANY SHINER	TREASURER	1.00	Director	$0	$0	$0
JASMINE TARKOFF	SECRETARY	1.00	Director	$0	$0	$0
AVIVA TILLES	DIRECTOR	1.00	Director	$0	$0	$0
BOBBY ZUKER	DIRECTOR	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$4,388,156	$4,509,189	$4,067,415	$-121,033
2024	$4,345,680	$3,788,449	$4,204,346	$557,231
2023	$4,595,137	$3,558,134	$3,614,577	$1,037,003
2022	$3,339,694	$3,522,600	$2,589,023	$-182,906
2021	$3,463,085	$2,953,499	$3,152,130	$509,586
2020	$2,868,557	$2,819,669	$2,757,354	$48,888
2019	$3,259,739	$3,057,177	$2,122,593	$202,562
2018	$2,667,291	$2,863,449	$1,890,626	$-196,158