Toledo, OH
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)TOLEDO POSTAL EMPLOYEES CREDIT UNION INC, founded in 1932, is a small nonprofit that reported $121K in total revenue in fiscal year 2018. Revenue fell 23% from the prior year — a significant decline worth monitoring. Expenses of $154K exceeded revenue, resulting in a 27% operating deficit.
Member-owned, member-driven financial institution that is dedicated to providing personal and convenient service to meet our members' financial needs at competitive rates while maintaining our financial stability.
Direct labor and employee costs incurred providing savings deposit services, originating new loans, and servicing loan portfolios for members. Data processings costs incurred recording member account...
Direct labor and employee costs incurred providing savings deposit services, originating new loans, and servicing loan portfolios for members. Data processings costs incurred recording member account activity and providing access for members to their accounts via home banking, ATM networks, and in person at the Credit Union.
The Credit Union provides several deposit account types to members including savings, checking, certificates and other. The total number of members at 9/30/2018 was 985.
The Credit Union provides a variety of loans to members including real estate, credit card, vehicle and other. The total number of loans outstanding at 9/30/2018 was 221.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2018 | 2017 | Change | |
|---|---|---|---|
| Revenue | $120,905 | $157,356 | -0.2% |
| Expenses | $154,096 | $166,689 | -0.1% |
| Net Income | $-33,191 | $-9,333 | +2.6% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| Matthew Studer | CEO/Treasurer | 40.00 |
Officer
Director
|
$42,948 | $0 | $42,948 |
| Leonard Stovall | Chairperson | 1.00 |
Director
|
$0 | $0 | $0 |
| Jenny Gust | Board Secretary | 1.00 |
Director
|
$0 | $0 | $0 |
| Dennis McCarthy | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| Carlos Pohl | Vice Chairp | 1.00 |
Director
|
$0 | $0 | $0 |
| David Beisel | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| Lynette Rarick | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| Steven Grindle | CEO | 1.00 |
Officer
|
$0 | $0 | $0 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2018 | $120,905 | $154,096 | No data | $-33,191 |
Compare TOLEDO POSTAL EMPLOYEES CREDIT UNION INC with other nonprofits in Ohio and across the country.