SENECA REGIONAL CHAMBER OF COMMERCE & VISITOR SERVICES (EIN 344373480) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1914

Legal Domicile

Principal Officer

BRYCE RIGGS

Phone

4194474141

Tax Period

2024-01-01 to 2024-12-31

SENECA REGIONAL CHAMBER OF COMMERCE & VISITOR SERVICES, founded in 1914, is a small nonprofit that reported $594K in total revenue in fiscal year 2024. Expenses of $573K left a modest 4% surplus.

Mission

To be the most influential and respected association of business professionals in Northwest Ohio shaping a positive business environment that promotes the exchanges of goods and services to make a profit.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $404,488

Program Service Revenue $53,797

Investment Income $23,137

Other Revenue $112,198

TOTAL REVENUE $593,620

Expense Breakdown

Grants Paid $9,100

Salaries & Benefits $247,533

Fundraising Expenses $85,883

Program Expenses $389,642

Other Expenses $316,021

TOTAL EXPENSES $572,654

Year-over-Year Comparison

	2024	2023	Change
Revenue	$593,620	$561,028	+0.1%
Expenses	$572,654	$487,390	+0.2%
Net Income	$20,966	$73,638	-0.7%

Key Indicators

✓ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$96,510

Total Directors

$96,510

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
BRYCE RIGGS	PRESIDENT/CEO	040.00	Officer Director	$96,510	$0	$96,510
DAN REINEKE	TRUSTEE	001.00	Director	$0	$0	$0
LEE WILKINSON	EX-OFFICIO	001.00	Director	$0	$0	$0
TYLER WEBB	SECRETARY/TREASURER	001.00	Officer Director	$0	$0	$0
CORY STINE	CHAIR	001.00	Officer Director	$0	$0	$0
BRIAN CLOUSE	TRUSTEE	001.00	Director	$0	$0	$0
BRIAN RANNIGAN	TRUSTEE	001.00	Director	$0	$0	$0
JEFF LEOPOLD	TRUSTEE	001.00	Director	$0	$0	$0
AARON MONTZ	EX-OFFICIO	001.00	Director	$0	$0	$0
DONNA GROSS	EX-OFFICIO	001.00	Director	$0	$0	$0
PETER HOLBROOK	EX-OFFICIO	001.00	Director	$0	$0	$0
CHARLES EINGLE	TRUSTEE	001.00	Director	$0	$0	$0
KATIE ROMANKO	TRUSTEE	001.00	Director	$0	$0	$0
KIT TIELL	TRUSTEE	001.00	Director	$0	$0	$0
LISA HOHMAN	TRUSTEE	001.00	Director	$0	$0	$0
DENISE BELL	TRUSTEE	001.00	Director	$0	$0	$0
ANDREW MORGAN	TRUSTEE	001.00	Director	$0	$0	$0
MCKENZIE DAVENPORT	TRUSTEE	001.00	Director	$0	$0	$0
MITCH BLONDE	TRUSTEE	001.00	Director	$0	$0	$0
LINDSAY SOOY	TRUSTEE	001.00	Director	$0	$0	$0
MIRCEA HANDU	TRUSTEE	001.00	Director	$0	$0	$0
ASHLEY POPPE-HELMSTETTER	VICE CHAIR	001.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$593,620	$572,654	$821,105	$20,966
2023	$561,028	$487,390	$787,939	$73,638
2022	$478,726	$421,640	$702,567	$57,086
2021	$408,803	$348,145	$619,350	$60,658
2020	$292,320	$255,376	$488,748	$36,944
2019	$307,521	$281,536	$377,063	$25,985
2018	$296,278	$257,000	$345,092	$39,278

SENECA REGIONAL CHAMBER OF COMMERCE & VISITOR SERVICES