SIDNEY-SHELBY COUNTY CHAMBER OF COMMERCE (EIN 344406030) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1945

Legal Domicile

Principal Officer

DAWN EILERT

Phone

9374929122

Tax Period

2024-01-01 to 2024-12-31

SIDNEY-SHELBY COUNTY CHAMBER OF COMMERCE, founded in 1945, is a small nonprofit that reported $744K in total revenue in fiscal year 2024. Revenue grew 10% year-over-year, indicating healthy expansion.

Mission

TO ENHANCE THE BUSINESS CLIMATE IN SHELBY COUNTY BY SERVING, SUPPORTING, AND PROMOTING OUR MEMBERS AND COMMUNITY. 500+ MEMBERS SERVED.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $682,658

Investment Income $50,813

Other Revenue $10,543

TOTAL REVENUE $744,014

Expense Breakdown

Grants Paid $0

Salaries & Benefits $479,728

Fundraising Expenses $0

Other Expenses $250,012

TOTAL EXPENSES $729,740

Year-over-Year Comparison

	2024	2023	Change
Revenue	$744,014	$673,650	+0.1%
Expenses	$729,740	$642,994	+0.1%
Net Income	$14,274	$30,656	-0.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$74,319

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JEFFREY RAIBLE	PRESIDENT	40.00		$118,802	$0	$118,802
DAWN EILERT	VICE PRESIDE	40.00	Officer	$74,319	$0	$74,319
PHIL BORGER	BOARD CHAIR	0.00	Director	$0	$0	$0
DAVID BUCHANAN	MEMBER	0.00	Director	$0	$0	$0
FRANK CATANZARITE	MEMBER	0.00	Director	$0	$0	$0
JON CRUSEY	MEMBER	0.00	Director	$0	$0	$0
EMILY GLEASON	SECRETARY/TR	0.00	Director	$0	$0	$0
JAY GRIESHOP	MEMBER	0.00	Director	$0	$0	$0
JASON HAAK	2ND VICE CHA	0.00	Director	$0	$0	$0
BILL O'LEARY	MEMBER	0.00	Director	$0	$0	$0
TERESA PUTHOFF	MEMBER	0.00	Director	$0	$0	$0
CHRIS RAHRIG	MEMBER	0.00	Director	$0	$0	$0
SUSAN SHAFFER	1ST VICE CHA	0.00	Director	$0	$0	$0
KIERA SULLIVAN	MEMBER	0.00	Director	$0	$0	$0
MIKE TINCH	MEMBER	0.00	Director	$0	$0	$0
GAIL WILLIAMS	MEMBER	0.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$744,014	$729,740	$954,218	$14,274
2023	$673,650	$642,994	$949,969	$30,656
2022	$544,352	$569,957	$972,294	$-25,605
2020	$530,839	$569,577	$1,028,448	$-38,738
2019	$553,320	$561,103	$996,028	$-7,783
2018	$570,546	$549,845	$916,198	$20,701

SIDNEY-SHELBY COUNTY CHAMBER OF COMMERCE