Chamber of Commerce of Sandusky County (EIN 344407238) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1946

Legal Domicile

Phone

4193321591

Tax Period

2023-01-01 to 2023-12-31

Chamber of Commerce of Sandusky County, founded in 1946, is a small nonprofit that reported $244K in total revenue in fiscal year 2023. Expenses of $272K exceeded revenue, resulting in a 11% operating deficit.

Mission

Marketing and Promoting Sandusky County to Businesses and Indurstries

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $142,173

Program Service Revenue $52,277

Investment Income $1,512

Other Revenue $48,005

TOTAL REVENUE $243,967

Expense Breakdown

Grants Paid $0

Salaries & Benefits $122,249

Fundraising Expenses $0

Other Expenses $149,410

TOTAL EXPENSES $271,659

Year-over-Year Comparison

	2023	2022	Change
Revenue	$243,967	$252,672	0.0%
Expenses	$271,659	$229,490	+0.2%
Net Income	$-27,692	$23,182	-2.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Tyler Kneeskern	Executive Director	035.00	Director Key Emp Highest	$0	$0	$0
Ruthann House	Chair	001.00	Officer Director	$0	$0	$0
Andrew Stainbrook	Past Chair	001.00	Officer Director	$0	$0	$0
Kim Partin	1st Vice	001.00	Director	$0	$0	$0
Bethany Brown	2nd Vice	001.00	Officer Director	$0	$0	$0
JulieChudzinski	Treasurer	001.00	Director	$0	$0	$0
Megan Craun	Trustee	000.50	Officer Director	$0	$0	$0
Mark Egbert	Trustee	000.50	Director	$0	$0	$0
Brenda Ginnever	Trustee	000.50	Officer Director	$0	$0	$0
Marc Glotzbecker	Trustee	000.50	Director	$0	$0	$0
Di Pierce	Trustee	000.50	Director	$0	$0	$0
Jody Solomon	Trustee	000.50	Director	$0	$0	$0
Bill Taylor	Trustee	000.50	Director	$0	$0	$0
Johnna Young	Trustee	000.50	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$243,967	$271,659	$201,935	$-27,692
2022	$252,672	$229,490	$238,663	$23,182
2021	$269,282	$298,935	$222,238	$-29,653
2020	$247,264	$203,314	$257,226	$43,950
2019	$264,797	$229,963	$215,210	$34,834
2018	$208,952	$223,230	$177,175	$-14,278

Chamber of Commerce of Sandusky County