BOWLING GREEN CHAMBER OF COMMERCE

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1936

Legal Domicile

Principal Officer

KOKOMOOR KENT

Phone

4193537945

Tax Period

2024-01-01 to 2024-12-31

BOWLING GREEN CHAMBER OF COMMERCE, founded in 1936, is a small nonprofit that reported $728K in total revenue in fiscal year 2024. Expenses of $646K left a modest 11% surplus.

Mission

TO SUPPORT AN ENVIRONMENT FOR THE DEVELOPMENT AND SUCCESS OF BUSINESS WITHIN THE BOWLING GREEN AREA.

Program Service Accomplishments

Program 1

Expenses: $547,802 Revenue: $686,400

EDUCATION: PROGRAMS INCLUDE LEADERSHIP BG, BGHS LEADERSHIP, SCHOLARSHIP PROJECT TEAM--BLOOD ANALYSIS EVENT, NEW TEACHER LUNCHEON. APPROXIMATELY 1000 PARTICIPANTS AT 40 MEETINGS.

Program 2

Expenses: $47,887

BUSINESS DEVELOPMENT: BUSINESS BEFORE AND BUSINESS AFTER HOURS EVENTS, BUSINESS COUNCIL, BUSINESS EXPRO EVENT, GOVERNMENTAL AFFAIRS, CHAMBER AMBASSADORS, CHAMBER DAY AT THE COUNTY FAIR, SMALL...

BUSINESS DEVELOPMENT: BUSINESS BEFORE AND BUSINESS AFTER HOURS EVENTS, BUSINESS COUNCIL, BUSINESS EXPRO EVENT, GOVERNMENTAL AFFAIRS, CHAMBER AMBASSADORS, CHAMBER DAY AT THE COUNTY FAIR, SMALL BUSINESS BASICS SEMINARS, COLLABORATION WITH SBDC AND SCORE, BUSINESS BRIEFING AND BREW (BB&B) MEETINGS, LUNCH & LEARN SERIES, LEGISLATIVE UPDATES/FORUMS, ANNUAL AND MID-YEAR MEETINGS.

Program 3

Expenses: $24,354

MEMBER SERVICES: GROUP HEALTH INSURANCE PROGRAM, WORKERS' COMP GROUP RATING PROGRAM, NEW INVESTOR BREAKFAST, WEEKLY EMAIL "MONDAY REMINDERS", QUARTERLY NEWSLETTERS. AVAILABLE TO ALL 480+ CHAMBER...

MEMBER SERVICES: GROUP HEALTH INSURANCE PROGRAM, WORKERS' COMP GROUP RATING PROGRAM, NEW INVESTOR BREAKFAST, WEEKLY EMAIL "MONDAY REMINDERS", QUARTERLY NEWSLETTERS. AVAILABLE TO ALL 480+ CHAMBER INVESTORS, WITH EMAILS TO 25,500.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $686,400

Investment Income $21,920

Other Revenue $20,044

TOTAL REVENUE $728,364

Expense Breakdown

Grants Paid $0

Salaries & Benefits $180,332

Fundraising Expenses $0

Program Expenses $620,043

Other Expenses $465,992

TOTAL EXPENSES $646,324

Year-over-Year Comparison

	2024	2023	Change
Revenue	$728,364	$690,677	+0.1%
Expenses	$646,324	$525,704	+0.2%
Net Income	$82,040	$164,973	-0.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

500

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
SINGH AKASH	DIRECTOR	1.00	Director	$0	$0	$0
BARNDT AMANDA	DIRECTOR	1.00	Director	$0	$0	$0
RADER ANNETTE	DIRECTOR	1.00	Director	$0	$0	$0
SHORT ASPEN	DIRECTOR	1.00	Director	$0	$0	$0
BATES BELINDA	DIRECTOR	1.00	Director	$0	$0	$0
SONNER COLE	DIRECTOR	1.00	Director	$0	$0	$0
WILLIAMS HALLIE	DIRECTOR	1.00	Director	$0	$0	$0
RISSER JEFF	DIRECTOR	1.00	Director	$0	$0	$0
PHARES JIM	DIRECTOR	1.00	Director	$0	$0	$0
CRAWFORD JORDAN	DIRECTOR	1.00	Director	$0	$0	$0
WILHELM KATHY	DIRECTOR	1.00	Director	$0	$0	$0
THOMPSON KATI	DIRECTOR	1.00	Director	$0	$0	$0
KOKOMOOR KENT	PRESIDENT	5.00	Officer Director	$0	$0	$0
TRETTER LORI	DIRECTOR	1.00	Director	$0	$0	$0
CASSIN MARK	VICE PRESIDE	1.00	Officer Director	$0	$0	$0
KARAFFA MATT	DIRECTOR	1.00	Director	$0	$0	$0
KALE MELINDA	REP-AT-LARGE	1.00	Officer Director	$0	$0	$0
RUEHL MISCHELE	TREASURER	5.00	Officer Director	$0	$0	$0
PEIFFER NICHOLAS	IMMD PAST PR	1.00	Officer Director	$0	$0	$0
LONDON RACHEL	SECRETARY	1.00	Officer Director	$0	$0	$0
KORDUCKI STAN	DIRECTOR	1.00	Director	$0	$0	$0
CORRAL TAMMY	DIRECTOR	1.00	Director	$0	$0	$0
HASELMAN TED	DIRECTOR	1.00	Director	$0	$0	$0
EMMERICH TIM	DIRECTOR	1.00	Director	$0	$0	$0
MCGEE TODD	DIRECTOR	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$728,364	$646,324	$899,356	$82,040
2023	$690,677	$525,704	$815,236	$164,973
2022	$602,241	$431,921	$657,418	$170,320
2021	$437,075	$387,564	$465,583	$49,511
2020	$284,136	$271,661	$281,586	$12,475
2019	$282,086	$291,908	$230,299	$-9,822
2018	$314,957	$334,630	$213,258	$-19,673