BETTER BUSINESS BUREAU OF NORTHERN… - Form 990 Financial Data

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1920

Legal Domicile

Principal Officer

JAN DIAZ

Phone

2604269970

Tax Period

2024-01-01 to 2024-12-31

BETTER BUSINESS BUREAU OF NORTHERN INDIANA INC, founded in 1920, is a community nonprofit that reported $2.6M in total revenue in fiscal year 2024. Revenue grew 18% year-over-year, indicating healthy expansion. Expenses of $2.5M left a modest 4% surplus.

Mission

TO PROMOTE AND FOSTER THE HIGHEST ETHICAL RELATIONSHIP BETWEEN BUSINESS AND THE PUBLIC THROUGH CONSUMER AND BUSINESS EDUCATION.

Program Service Accomplishments

Program 1

Expenses: $2,144,061 Revenue: $2,557,752

BETTER BUSINESS BUREAU COLLECTS VIABLE INFORMATION REGARDING THE RELIABILITY OF BUSINESSES TO HELP CONSUMERS MAKE WISE BUYING CHOICES. ITS ALTERNATIVE DISPUTE RESOLUTION PROCESS PROVIDES BINDING...

BETTER BUSINESS BUREAU COLLECTS VIABLE INFORMATION REGARDING THE RELIABILITY OF BUSINESSES TO HELP CONSUMERS MAKE WISE BUYING CHOICES. ITS ALTERNATIVE DISPUTE RESOLUTION PROCESS PROVIDES BINDING ARBITRATION TO BUSINESSES AND CONSUMERS SHOULD THERE BE NO RESOLUTION IN THE NORMAL COMPLAINT PROCESS. THE AD REVIEW PROGRAM SEEKS SUBSTANTIATION FOR ADVERTISEMENTS THAT ARE UNTRUE, MISLEADING, DECEPTIVE, FRAUDULENT, FALSELY DISPARAGING OF COMPETITORS, OR INSINCERE OFFERS TO SELL. BETTER BUSINESS BUREAU TAILORS PRESENTATIONS TO THE GENERAL PUBLIC ON TOPICS SUCH AS FRAUD TACTICS AND ETHICS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $2,557,752

Investment Income $61,517

Other Revenue $2,448

TOTAL REVENUE $2,621,717

Expense Breakdown

Grants Paid $0

Salaries & Benefits $1,506,078

Fundraising Expenses $21,171

Program Expenses $2,196,328

Other Expenses $1,019,946

TOTAL EXPENSES $2,526,024

Year-over-Year Comparison

	2024	2023	Change
Revenue	$2,621,717	$2,224,919	+0.2%
Expenses	$2,526,024	$2,208,918	+0.1%
Net Income	$95,693	$16,001	+5.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$381,582

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
RAY ABBOTT	DIRECTOR	1.00	Director	$0	$0	$0
ALEXANDER ANDORFER	TREASURER	1.00	Officer Director	$0	$0	$0
TOM ANTISDEL	DIRECTOR	1.00	Director	$0	$0	$0
BOB CONGDON	VICE CHAIR	1.00	Officer Director	$0	$0	$0
JOHN DAVIS	DIRECTOR	1.00	Director	$0	$0	$0
CHARITY FREEMAN	DIRECTOR	1.00	Director	$0	$0	$0
GARY GARDNER	DIRECTOR	1.00	Director	$0	$0	$0
LISA HAZZARD	DIRECTOR	1.00	Director	$0	$0	$0
KEVIN HUNTER	DIRECTOR	1.00	Director	$0	$0	$0
SCOTT JAMES	DIRECTOR	1.00	Director	$0	$0	$0
ROY KIPLINGER	DIRECTOR	1.00	Director	$0	$0	$0
JASON KNOTHE	DIRECTOR	1.00	Director	$0	$0	$0
SHELLY KOEPLER	CHAIR	1.00	Officer Director	$0	$0	$0
PETER KUJAK	DIRECTOR	1.00	Director	$0	$0	$0
CHRIS SOMMERS	SECRETARY	1.00	Officer Director	$0	$0	$0
BRAD WALLACE	DIRECTOR	1.00	Director	$0	$0	$0
JASON KNOTHE	DIRECTOR	1.00	Director	$0	$0	$0
RICK WALZ	PRES/CEO RET	40.00	Officer	$167,255	$7,502	$174,757
JAN DIAZ	PRESIDENT/CE	40.00	Officer	$100,514	$3,816	$104,330
STEVE STEPP	VICE PRESIDE	40.00	Officer	$102,062	$433	$102,495
JOSHUA PATEL	SALESMAN	40.00	Highest	$142,166	$12,283	$154,449

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$2,621,717	$2,526,024	$1,961,864	$95,693
2023	$2,224,919	$2,208,918	$1,798,612	$16,001
2022	$2,069,687	$1,995,334	$1,574,170	$74,353
2021	$2,168,446	$2,098,251	$1,682,664	$70,195
2020	$2,118,306	$1,954,390	$1,720,180	$163,916
2019	$2,083,600	$1,791,960	$1,568,157	$291,640
2018	$1,809,599	$1,780,138	$1,101,324	$29,461

BETTER BUSINESS BUREAU OF NORTHERN INDIANA INC