HUNTINGTON COUNTY CHAMBER OF COMMERCE INC (EIN 350402330) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1924

Legal Domicile

Principal Officer

STEVE KIMMEL

Phone

2603565300

Tax Period

2024-01-01 to 2024-12-31

HUNTINGTON COUNTY CHAMBER OF COMMERCE INC, founded in 1924, is a small nonprofit that reported $208K in total revenue in fiscal year 2024. Revenue grew 12% year-over-year, indicating healthy expansion. Expenses of $189K left a modest 9% surplus.

Mission

TO SUPPORT AND PROMOTE A COMMUNITY ATMOSPHERE IN WHICH BUSINESS PROSPERS AND THE QUALITY OF LIFE CONTINUALLY IMPROVES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $110,194

Program Service Revenue $36,700

Investment Income $9,355

Other Revenue $51,686

TOTAL REVENUE $207,935

Expense Breakdown

Grants Paid $0

Salaries & Benefits $123,126

Fundraising Expenses $0

Program Expenses $118,732

Other Expenses $66,051

TOTAL EXPENSES $189,177

Year-over-Year Comparison

	2024	2023	Change
Revenue	$207,935	$185,636	+0.1%
Expenses	$189,177	$148,407	+0.3%
Net Income	$18,758	$37,229	-0.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JOHN GARROTT	DIRECTOR	2.00	Director	$0	$0	$0
BROCK ZEHR	DIRECTOR	2.00	Director	$0	$0	$0
ADRIAN HALVERSTADT	DIRECTOR	2.00	Director	$0	$0	$0
TODD LATTA	CHAIRMAN	2.00	Officer Director	$0	$0	$0
MIKE RICHARD	DIRECTOR	2.00	Director	$0	$0	$0
BOB CALEY	CHAIRMAN ELE	2.00	Officer Director	$0	$0	$0
CARRIE MILLER	DIRECTOR	2.00	Director	$0	$0	$0
TRISHA ABBOTT	DIRECTOR	2.00	Director	$0	$0	$0
JILL JAMISON	TREASURER	2.00	Officer Director	$0	$0	$0
DOUG SELIG	DIRECTOR	2.00	Director	$0	$0	$0
HEATHER EASH	DIRECTOR	2.00	Director	$0	$0	$0
RICK DOERING	DIRECTOR	2.00	Director	$0	$0	$0
DANIELLE SHAW	ASST. TREASU	2.00	Officer Director	$0	$0	$0
SHELLY SNYDER	DIRECTOR	2.00	Director	$0	$0	$0
JOHN TROUT	DIRECTOR	2.00	Director	$0	$0	$0
ERIC MEEHAN	DIRECTOR	2.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$207,935	$189,177	$399,214	$18,758
2023	$185,636	$148,407	$380,056	$37,229
2022	$156,019	$136,952	$342,676	$19,067
2021	$162,119	$147,179	$323,345	$14,940
2020	$129,041	$142,500	$308,256	$-13,459
2018	$144,255	$135,822	$313,456	$8,433

HUNTINGTON COUNTY CHAMBER OF COMMERCE INC