PROFESSIONAL POLICE OFFICERS CREDIT UNION (EIN 350779754) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1931

Legal Domicile

Principal Officer

DANNY C OVERLEY

Phone

3173272600

Tax Period

2025-01-01 to 2025-12-31

PROFESSIONAL POLICE OFFICERS CREDIT UNION, founded in 1931, is a community nonprofit that reported $2.5M in total revenue in fiscal year 2025. Revenue grew 13% year-over-year, indicating healthy expansion. The organization ran a surplus of $407K, a strong 17% operating margin.

Mission

FULL SERVICE COOPERATIVE FINANCIAL INSTITUTION.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $1,484,010

Investment Income $751,380

Other Revenue $229,488

TOTAL REVENUE $2,464,878

Expense Breakdown

Grants Paid $0

Salaries & Benefits $698,003

Fundraising Expenses $0

Other Expenses $1,359,864

TOTAL EXPENSES $2,057,867

Year-over-Year Comparison

	2025	2024	Change
Revenue	$2,464,878	$2,172,118	+0.1%
Expenses	$2,057,867	$1,737,451	+0.2%
Net Income	$407,011	$434,667	-0.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$327,530

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
LEO T BLACKWELL	CHAIRMAN	1.00	Officer	$0	$0	$0
A JOSEPH PINNICK	VICE CHAIRMA	1.00	Officer	$0	$0	$0
MICHAEL E SHERMAN	SECRETARY	1.00	Officer	$0	$0	$0
DANNY C OVERLEY	PRESIDENT/TR	40.00	Officer	$178,237	$15,438	$193,675
JANET R COTTON	DIRECTOR/MSR	20.00	Director	$0	$0	$0
W CRAIG FISHBURN	DIRECTOR	1.00	Director	$0	$0	$0
JERRY BARKER	DIRECTOR	1.00	Director	$0	$0	$0
MICHAEL WHITE	DIRECTOR	1.00	Director	$0	$0	$0
DONALD GOEDEN	DIRECTOR	1.00	Director	$0	$0	$0
CECILIA R PITMAN	OPERATIONS M	40.00	Officer	$115,156	$18,699	$133,855

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$2,464,878	$2,057,867	$56,224,854	$407,011
2024	No data	No data	No data	No data
2023	$1,972,793	$1,562,254	$50,476,426	$410,539
2022	$1,603,842	$1,425,721	$54,183,171	$178,121
2021	$1,690,999	$1,374,123	$54,790,335	$316,876
2020	$1,478,375	$1,320,578	$49,313,046	$157,797
2019	$1,523,540	$1,317,033	$41,386,903	$206,507
2018	$1,454,233	$1,273,464	$40,562,085	$180,769

PROFESSIONAL POLICE OFFICERS CREDIT UNION