Chamber of Commerce Seymour Indiana

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1932

Legal Domicile

Principal Officer

Mark Dennis

Phone

8125223681

Tax Period

2023-01-01 to 2023-12-31

Chamber of Commerce Seymour Indiana, founded in 1932, is a small nonprofit that reported $238K in total revenue in fiscal year 2023. Revenue surged 28% from the prior year, signaling strong growth momentum.

Mission

To serve as the catalyst for the advancement of commerce, culture and the community.

Program Service Accomplishments

Program 1

Annual Golf Outing fundraiser to provide networking activities for members and guests.

Program 2

Held an annual dinner to recognize community leaders and provide business networking opportunity for all members.

Program 3

Community wide event that kicks off the holiday season.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $217,459

Program Service Revenue $0

Investment Income $17,277

Other Revenue $2,977

TOTAL REVENUE $237,713

Expense Breakdown

Grants Paid $0

Salaries & Benefits $180,467

Fundraising Expenses $0

Other Expenses $65,663

TOTAL EXPENSES $246,130

Year-over-Year Comparison

	2023	2022	Change
Revenue	$237,713	$185,294	+0.3%
Expenses	$246,130	$211,581	+0.2%
Net Income	$-8,417	$-26,287	-0.7%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$62,121

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Andy Applewhite	Director	1.00	Director	$0	$0	$0
Mark McKinney-left 1123	Director	1.00	Director	$0	$0	$0
Kathy Covert	Chair	1.00	Officer Director	$0	$0	$0
Eddie Murphy	Director	1.00	Director	$0	$0	$0
Tammy Hamp	Director	1.00	Director	$0	$0	$0
Matthew Nicholson	Director	1.00	Director	$0	$0	$0
Thom Hayes	Treasurer	2.00	Officer Director	$0	$0	$0
Shelli Plummer	Director	1.00	Director	$0	$0	$0
Ryan Kemp	Director	1.00	Director	$0	$0	$0
Jennifer Rorick	Past Chair	1.00	Officer Director	$0	$0	$0
Tom Lewis-left 223	Director	1.00	Director	$0	$0	$0
Amber Schrader	Director	1.00	Director	$0	$0	$0
Kelly Trask	Director	1.00	Director	$0	$0	$0
Dan Robsion	President	40.00	Officer	$62,121	$0	$62,121
Bruce Wynn	Director	1.00	Director	$0	$0	$0
Tim Taylor	Director	1.00	Director	$0	$0	$0
Amy Steitz	Director	1.00	Director	$0	$0	$0
Lance Gentry	Director	1.00	Director	$0	$0	$0
Kathi Combs-Byrd	Director	1.00	Director	$0	$0	$0
Tammy Hercamp	Director	1.00	Director	$0	$0	$0
Rick Hernandez	Director	1.00	Director	$0	$0	$0
Conner Barnette	Director	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$237,713	$246,130	$348,993	$-8,417
2022	$185,294	$211,581	$340,319	$-26,287
2021	$221,282	$234,510	$383,607	$-13,228
2020	$229,993	$201,380	$384,927	$28,613
2019	$214,573	$189,615	$350,492	$24,958
2018	$189,847	$199,984	$258,168	$-10,137