NATIONAL ASSOCIATION OF STATE CHAM… - Form 990 Financial Data

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1944

Legal Domicile

Principal Officer

KRIS JOHNSON

Phone

7175760851

Tax Period

2025-01-01 to 2025-12-31

NATIONAL ASSOCIATION OF STATE CHAMBERS, founded in 1944, is a small nonprofit that reported $563K in total revenue in fiscal year 2025. Revenue decreased 12% compared to the prior year.

Mission

HOLD ANNUAL MEETING AND TRANSMIT INFORMATION TO MEMBER CHAMBERS OF COMMERCE TO ASSIST IN THE OPERATION OF THEIR ORGANIZATION.

Program Service Accomplishments

Program 1

HOLD ANNUAL MEETING AND TRANSMIT INFORMATION TO MEMBER CHAMBERS OF COMMERCE TO ASSIST IN THE OPERATION OF THEIR ORGANIZATIONS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $260,200

Program Service Revenue $298,655

Investment Income $3,986

Other Revenue $82

TOTAL REVENUE $562,923

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Other Expenses $571,806

TOTAL EXPENSES $571,806

Year-over-Year Comparison

	2025	2024	Change
Revenue	$562,923	$640,541	-0.1%
Expenses	$571,806	$574,072	0.0%
Net Income	$-8,883	$66,469	-1.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
KRIS JOHNSON	CHAIR	001.00	Officer Director	$0	$0	$0
KURT BAUER	VICE CHAIR	001.00	Officer Director	$0	$0	$0
STEVE ROBERTS	TREASURER/SECRETARY	001.00	Officer Director	$0	$0	$0
DOUG LOON	DIRECTOR	001.00	Director	$0	$0	$0
ASHLI WATTS	DIRECTOR	001.00	Director	$0	$0	$0
KATI CAPOZZI	DIRECTOR	001.00	Director	$0	$0	$0
LOREN FURMAN	DIRECTOR	001.00	Director	$0	$0	$0
SARA ARMSTRONG	DIRECTOR	001.00	Director	$0	$0	$0
SCOTT WALLER	DIRECTOR	001.00	Director	$0	$0	$0
HEATHER MULLIGAN	PAST CHAIR	001.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$562,923	$571,806	$584,572	$-8,883
2024	$640,541	$574,072	$575,455	$66,469
2023	$510,910	$509,389	$531,486	$1,521
2022	$615,967	$568,601	$497,465	$47,366
2021	$400,675	$289,284	$486,799	$111,391
2020	$349,822	$322,237	$326,513	$27,585
2019	$366,261	$353,806	$298,928	$12,455
2018	$403,925	$386,210	$286,473	$17,715

NATIONAL ASSOCIATION OF STATE CHAMBERS