JASPER CHAMBER OF COMMERCE INCORPORATED (EIN 350933933) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Principal Officer

TONY FARMER

Phone

8124826866

Tax Period

2024-01-01 to 2024-12-31

JASPER CHAMBER OF COMMERCE INCORPORATED is a small nonprofit that reported $266K in total revenue in fiscal year 2024. Revenue surged 30% from the prior year, signaling strong growth momentum. Expenses of $243K left a modest 9% surplus.

Mission

TO PROMOTE DEVELOPMENT AND BUSINESS GROWTH IN JASPER, INDIANA

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $250,295

Investment Income $623

Other Revenue $15,210

TOTAL REVENUE $266,128

Expense Breakdown

Grants Paid $0

Salaries & Benefits $110,284

Fundraising Expenses $0

Program Expenses $218,940

Other Expenses $132,680

TOTAL EXPENSES $242,964

Year-over-Year Comparison

	2024	2023	Change
Revenue	$266,128	$204,998	+0.3%
Expenses	$242,964	$174,032	+0.4%
Net Income	$23,164	$30,966	-0.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$74,718

Total Directors

$74,718

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
NANCY ECKERLE	EXECUTIVE DI	40.00	Officer Director	$72,218	$2,500	$74,718
TONY FARMER	PRESIDENT	1.25	Officer Director	$0	$0	$0
DALTON MENY	VICE PRESIDE	1.25	Officer Director	$0	$0	$0
REBECCA MERDER	SECRETARY	1.25	Officer Director	$0	$0	$0
MARY CHAMPION	TREASURER	1.25	Officer Director	$0	$0	$0
KIM SEGER	DIRECTOR	0.75	Director	$0	$0	$0
BRENT SEIBERT	DIRECTOR	0.75	Director	$0	$0	$0
EMILY FISCHER	DIRECTOR	0.75	Director	$0	$0	$0
KEN WIGAND	DIRECTOR	0.75	Director	$0	$0	$0
LISA BOWER	DIRECTOR	0.75	Director	$0	$0	$0
MELISSA MILLER	DIRECTOR	0.75	Director	$0	$0	$0
NATALIE TEMPEL	DIRECTOR	0.75	Director	$0	$0	$0
KIM HAGAN	DIRECTOR	0.75	Director	$0	$0	$0
PEDRO MENDEZ	DIRECTOR	0.75	Director	$0	$0	$0
SARA GERBER	DIRECTOR	0.75	Director	$0	$0	$0
JASON HAGEN	DIRECTOR	0.75	Director	$0	$0	$0
JUSTIN RUMBACH	DIRECTOR	0.75	Director	$0	$0	$0
DEANNA BAUR	DIRECTOR	0.75	Director	$0	$0	$0
ERIN KIDWELL	DIRECTOR	0.75	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$266,128	$242,964	$150,206	$23,164
2023	$204,998	$174,032	$126,154	$30,966
2019	$269,123	$242,241	$106,848	$26,882

JASPER CHAMBER OF COMMERCE INCORPORATED