RIVER BEND ASSOCIATION INC (EIN 350958330) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1973

Legal Domicile

Principal Officer

DAVID MOSBY

Phone

8124223983

Tax Period

2025-01-01 to 2025-12-31

RIVER BEND ASSOCIATION INC, founded in 1973, is a small nonprofit in the Mutual Benefit sector that reported $505K in total revenue in fiscal year 2025. Expenses of $441K left a modest 13% surplus.

Mission

FRATERNAL SOCIETY

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $61,997

Investment Income $758

Other Revenue $441,785

TOTAL REVENUE $504,540

Expense Breakdown

Grants Paid $0

Salaries & Benefits $167,552

Fundraising Expenses $0

Program Expenses $427,124

Other Expenses $273,202

TOTAL EXPENSES $440,754

Year-over-Year Comparison

	2025	2024	Change
Revenue	$504,540	$474,163	+0.1%
Expenses	$440,754	$439,732	+0.0%
Net Income	$63,786	$34,431	+0.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$12,333

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JOE BIRD	SECRETARY	15.00	Officer	$8,573	$0	$8,573
ANDREW MORRIS	TREASURER	13.00	Officer	$3,760	$0	$3,760
CHRIS APPLER	TRUSTEE	3.00	Officer Director	$0	$0	$0
ROGER SPALDING	TRUSTEE	3.00	Officer Director	$0	$0	$0
BOBBY LANCASTER	VICE PRESIDE	5.00	Officer	$0	$0	$0
DAVID MOSBY	PRESIDENT	5.00	Officer	$0	$0	$0
JEFF WEST	PAST PRESIDE	3.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$504,540	$440,754	$1,346,695	$63,786
2024	No data	No data	No data	No data
2023	$513,892	$423,846	$1,349,172	$90,046
2022	$648,483	$355,586	$1,300,516	$292,897
2020	$158,130	$225,775	$816,658	$-67,645
2019	$321,244	$343,458	$886,719	$-22,214
2018	$329,022	$331,488	$916,240	$-2,466

RIVER BEND ASSOCIATION INC