NOBLESVILLE CHAMBER OF COMMERCE

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1935

Legal Domicile

Principal Officer

ROBERT DUBOIS

Phone

3177730086

Tax Period

2023-01-01 to 2023-12-31

NOBLESVILLE CHAMBER OF COMMERCE, founded in 1935, is a small nonprofit that reported $364K in total revenue in fiscal year 2023. Revenue surged 20% from the prior year, signaling strong growth momentum. Expenses of $328K left a modest 10% surplus.

Mission

COMMUNITY INFORMATION AND DEVELOPMENT

Program Service Accomplishments

Program 1

Expenses: $304,346 Revenue: $166,319

DEDICATED TO ENCOURAGE ECONOMIC PROSPERITY BY PROVIDING BENEFITS AND SERVICES TO OUR MEMBERS TO ENHANCE THEIR BUSINESS SUCCESS AND BE AN ADVOCATE FOR BUSINESS IN DEALING WITH GOVERNMENT AND THE...

DEDICATED TO ENCOURAGE ECONOMIC PROSPERITY BY PROVIDING BENEFITS AND SERVICES TO OUR MEMBERS TO ENHANCE THEIR BUSINESS SUCCESS AND BE AN ADVOCATE FOR BUSINESS IN DEALING WITH GOVERNMENT AND THE COMMUNITY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $202,505

Program Service Revenue $137,314

Investment Income $15

Other Revenue $23,763

TOTAL REVENUE $363,597

Expense Breakdown

Grants Paid $0

Salaries & Benefits $170,518

Fundraising Expenses $0

Program Expenses $304,346

Other Expenses $157,109

TOTAL EXPENSES $327,627

Year-over-Year Comparison

	2023	2022	Change
Revenue	$363,597	$302,793	+0.2%
Expenses	$327,627	$309,859	+0.1%
Net Income	$35,970	$-7,066	-6.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$83,728

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ROBERT DUBOIS	PRESIDENT	40.00	Officer	$83,728	$0	$83,728
DOUG HOMAN	DIRECTOR	N/A	Director	$0	$0	$0
DANIEL HILE	DIRECTOR	N/A	Director	$0	$0	$0
BRENDA PARKER SNYDER	TREASURER	N/A	Director	$0	$0	$0
LESLIE CRAIG HENDERZAHS	EXECUTIVE CO	N/A	Director	$0	$0	$0
THORPE MILLER	DIRECTOR	N/A	Director	$0	$0	$0
CHRISTI CROSSER	CHAIR	N/A	Director	$0	$0	$0
CARRIE LIVELY	DIRECTOR	N/A	Director	$0	$0	$0
DAVE HYATT	SECRETARY	N/A	Director	$0	$0	$0
LAURIE DYER	DIRECTOR	N/A	Director	$0	$0	$0
BRYAN GLOVER	DIRECTOR	N/A	Director	$0	$0	$0
KATHY YOUNG	DIRECTOR	N/A	Director	$0	$0	$0
CHUCK HABERMAN	DIRECTOR	N/A	Director	$0	$0	$0
TAMMY MURRAY	DIRECTOR	N/A	Director	$0	$0	$0
MIKE GRUBB	DIRECTOR	N/A	Director	$0	$0	$0
RYAN HIATT	DIRECTOR	N/A	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$363,597	$327,627	$168,506	$35,970
2022	$302,793	$309,859	$130,979	$-7,066
2021	$245,204	$261,955	$163,949	$-16,751
2020	$252,088	$246,658	$149,770	$5,430
2019	$239,421	$257,212	$142,102	$-17,791
2018	$310,040	$283,290	$167,942	$26,750