UNITED FOOD & COMM WORKERS CALUMET REGION INSURANCE FUND (EIN 351065816) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1960

Legal Domicile

Principal Officer

STEVE POWELL

Phone

8006215133

Tax Period

2023-12-01 to 2024-11-30

UNITED FOOD & COMM WORKERS CALUMET REGION INSURANCE FUND, founded in 1960, is a community nonprofit that reported $5.5M in total revenue in fiscal year 2023. Revenue surged 31% from the prior year, signaling strong growth momentum.

Mission

PROVIDE HEALTH BENEFITS

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $5,119,350

Investment Income $179,035

Other Revenue $244,648

TOTAL REVENUE $5,543,033

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Other Expenses $520,807

TOTAL EXPENSES $5,571,478

Year-over-Year Comparison

	2023	2022	Change
Revenue	$5,543,033	$4,230,809	+0.3%
Expenses	$5,571,478	$5,582,805	0.0%
Net Income	$-28,445	$-1,351,996	-1.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
STEVEN POWELL	TRUSTEE	1.00	Director	$0	$0	$0
SAMUEL VAN TIL	TRUSTEE	1.00	Director	$0	$0	$0
JEFFREY STRACK	TRUSTEE	1.00	Director	$0	$0	$0
BILL O' KEEFE	TRUSTEE	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$5,543,033	$5,571,478	$5,755,239	$-28,445
2023	$4,230,809	$5,582,805	$5,320,866	$-1,351,996
2022	$4,712,314	$3,783,047	$6,515,209	$929,267
2021	$5,255,112	$4,340,544	$6,039,126	$914,568
2020	$5,050,657	$4,761,799	$4,662,886	$288,858
2019	$4,587,556	$4,857,273	$4,002,253	$-269,717
2018	$4,316,858	$5,784,604	$3,907,115	$-1,467,746

UNITED FOOD & COMM WORKERS CALUMET REGION INSURANCE FUND