ARC OPPORTUNITIES INC (EIN 351127837) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1965

Legal Domicile

Principal Officer

DEBRA SEMAN

Phone

2604632653

Tax Period

2024-07-01 to 2025-06-30

ARC OPPORTUNITIES INC, founded in 1965, is a community nonprofit that reported $6.4M in total revenue in fiscal year 2024. Expenses of $5.9M left a modest 8% surplus.

Mission

TO PROVIDE OPPORTUNITIES TO INDIVIDUALS WITH INTELLECTUAL AND DEVELOPMENTAL DISABILITIES TO HELP THEM DEVELOP THEIR UNIQUE POTENTIAL AND ENCOURAGE MEANINGFUL PARTICIPATION IN THE COMMUNITY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $829,270

Program Service Revenue $5,207,445

Investment Income $6,269

Other Revenue $336,004

TOTAL REVENUE $6,378,988

Expense Breakdown

Grants Paid $0

Salaries & Benefits $4,526,668

Fundraising Expenses $0

Program Expenses $5,118,825

Other Expenses $1,367,751

TOTAL EXPENSES $5,894,419

Year-over-Year Comparison

	2024	2023	Change
Revenue	$6,378,988	$6,040,023	+0.1%
Expenses	$5,894,419	$6,116,379	0.0%
Net Income	$484,569	$-76,356	-7.3%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

189

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$379,915

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ROBERT RHINESMITH	PRESIDENT	1.00	Officer Director	$0	$0	$0
KRISTINE STUTZMAN	VICE PRESIDENT	1.00	Officer Director	$0	$0	$0
MARION WIGGINS	SECRETARY	1.00	Officer Director	$0	$0	$0
DR JEFFREY BASSET	PAST PRESIDENT	1.00	Director	$0	$0	$0
SUSAN BELL	DIRECTOR	1.00	Director	$0	$0	$0
RICHARD MUNTZ	DIRECTOR	1.00	Director	$0	$0	$0
JOSE JESUS GARCIA	DIRECTOR	1.00	Director	$0	$0	$0
MATTHEW MILLER	DIRECTOR	1.00	Director	$0	$0	$0
GERALD RABER	DIRECTOR	1.00	Director	$0	$0	$0
PAUL WHETSTONE	DIRECTOR	1.00	Director	$0	$0	$0
DAVID TRAYLOR	DIRECTOR	1.00	Director	$0	$0	$0
KENNY YODER	DIRECTOR	1.00	Director	$0	$0	$0
DEBRA SEMAN	CEO	40.00	Officer	$153,427	$31,000	$184,427
DR SHELLY MILLIMAN	DIRECTOR OF FINANCE	40.00	Officer	$85,600	$0	$85,600
JAMIE PEPPLER	COO	40.00	Officer	$102,958	$6,930	$109,888

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$6,378,988	$5,894,419	$5,655,389	$484,569
2024	$6,040,023	$6,116,379	$5,384,168	$-76,356
2023	$4,785,684	$5,743,244	$5,680,126	$-957,560
2022	$5,253,664	$5,019,234	$6,352,122	$234,430
2021	$5,092,050	$4,515,007	$5,644,184	$577,043
2020	$2,944,765	$2,164,394	$3,062,435	$780,371

ARC OPPORTUNITIES INC