PUTNAM COUNTY COUNCIL ON THE AGING

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1975

Legal Domicile

Principal Officer

BILL EGGERS

Phone

7656538606

Tax Period

2025-01-01 to 2025-12-31

PUTNAM COUNTY COUNCIL ON THE AGING, founded in 1975, is a micro nonprofit that reported $87K in total revenue in fiscal year 2025. The organization ran a surplus of $13K, a strong 15% operating margin.

Mission

TO ASSIST SENIOR RESIDENTS IN THEIR DAILY LIVES BY PROVIDING INFORMATION AND OPPORTUNITIES FOR SOCIAL EVENTS AND MEETINGS.

Program Service Accomplishments

Program 1

Expenses: $73,011

PROVIDE INFORMATION TO SENIOR RESIDENTS TO ASSIST THEM IN THEIR DAILY LIVES AND PROVIDE A SPACE FOR SOCIAL EVENTS AND MEETINGS.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $27,461

Program Service Revenue $0

Investment Income $13,308

Other Revenue $46,615

TOTAL REVENUE $87,384

Expense Breakdown

Grants Paid $0

Salaries & Benefits $45,801

Fundraising Expenses $0

Program Expenses $73,011

Other Expenses $28,107

TOTAL EXPENSES $73,908

Year-over-Year Comparison

	2025	2024	Change
Revenue	$87,384	$91,911	0.0%
Expenses	$73,908	$79,879	-0.1%
Net Income	$13,476	$12,032	+0.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
BARBARA BLACK	MEMBER	1.00	Director	$0	$0	$0
FRED DISMUKES	VICE PRESIDE	1.00	Officer Director	$0	$0	$0
BILL EGGERS	PRESIDENT	2.00	Officer Director	$0	$0	$0
KYLE HUTCHISON	MEMBER	1.00	Director	$0	$0	$0
JANICE JACKMAN	MEMBER	1.00	Director	$0	$0	$0
SUE RYLAND	MEMBER	1.00	Director	$0	$0	$0
SHELLEY WILEY	MEMBER	1.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$87,384	$73,908	$364,333	$13,476
2024	$91,911	$79,879	$367,766	$12,032
2023	$98,210	$90,894	$355,734	$7,316
2022	$80,940	$73,807	$348,418	$7,133
2021	$79,959	$69,848	$341,285	$10,111
2020	$47,850	$58,026	$331,174	$-10,176
2019	$89,377	$87,606	$341,350	$1,771
2018	$114,030	$85,051	$340,080	$28,979