NORTHEASTERN INDIANA ASSOCIATION OF REALTORS INC (EIN 351592066) - Form 990 Financial Analysis & Trantor Score

🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Financial Trends

Organization Details

Formation Year

1983

Legal Domicile

Principal Officer

GRETA LUDE

Phone

2603471593

Tax Period

2023-01-01 to 2023-12-31

NORTHEASTERN INDIANA ASSOCIATION OF REALTORS INC, founded in 1983, is a small nonprofit that reported $132K in total revenue in fiscal year 2023. The organization ran a surplus of $23K, a strong 17% operating margin.

Mission

TO UNITE THE MEMBERS AND ENHANCE THE ABILITY TO CONDUCT BUSINESS IN AN ETHICAL AND BENEFICIAL MANNER BY ANTICIPATING AND RESPONDING TO CHANGING NEEDS.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $114,146

Investment Income $17,606

Other Revenue $0

TOTAL REVENUE $131,752

Expense Breakdown

Grants Paid $0

Salaries & Benefits $45,259

Fundraising Expenses $0

Other Expenses $63,656

TOTAL EXPENSES $108,915

Year-over-Year Comparison

	2023	2022	Change
Revenue	$131,752	$131,434	+0.0%
Expenses	$108,915	$105,493	+0.0%
Net Income	$22,837	$25,941	-0.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$41,960

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
GRETA LUDE	EXEC DIRECTO	40.00	Officer	$41,960	$0	$41,960
DAWN MILLER	IMMEDIATE PA	1.00	Officer Director	$0	$0	$0
DANI RITTERMEYER	SECRETARY/TR	1.00	Director	$0	$0	$0
KAY KUNCE	BOARD MEMBER	1.00	Director	$0	$0	$0
PATTY SEUTTER	PRESIDENT	1.00	Director	$0	$0	$0
JENNIFER STREICH	PRESIDENT EL	1.00	Director	$0	$0	$0
SHALA COOK-HOOVER	BOARD MEMBER	1.00	Director	$0	$0	$0
MICHELE GUIN	BOARD MEMBER	1.00	Director	$0	$0	$0
DOMINIC JACKSON	BOARD MEMBER	1.00	Director	$0	$0	$0
ERIKA GAETZ	BOARD MEMBER	1.00	Director	$0	$0	$0
JERRY HOLTEN	BOARD MEMBER	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$131,752	$108,915	$702,504	$22,837
2022	$131,434	$105,493	$581,622	$25,941
2021	$135,901	$96,866	$643,328	$39,035
2020	$123,555	$101,559	$592,130	$21,996
2019	$127,537	$102,753	$547,683	$24,784
2018	$129,858	$90,674	$513,609	$39,184

NORTHEASTERN INDIANA ASSOCIATION OF REALTORS INC