GREATER GREENWOOD CHAMBER OF COMMERCE INC (EIN 351606081) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1954

Legal Domicile

Principal Officer

CHRISTIAN MASLOWSKI

Phone

3178884856

Tax Period

2019-01-01 to 2019-12-31

GREATER GREENWOOD CHAMBER OF COMMERCE INC, founded in 1954, is a small nonprofit that reported $445K in total revenue in fiscal year 2019. Expenses of $496K exceeded revenue, resulting in a 12% operating deficit.

Mission

TO MAXIMIZE MEMBERS' BUSINESS POTENTIAL THROUGH THE OPTIMIZATION OF CONNECTIONS, RESOURCES AND ADVOCACY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2019)

Revenue Breakdown

Contributions & Grants $13,300

Program Service Revenue $368,747

Investment Income $114

Other Revenue $62,855

TOTAL REVENUE $445,016

Expense Breakdown

Grants Paid $0

Salaries & Benefits $230,381

Fundraising Expenses $0

Other Expenses $265,839

TOTAL EXPENSES $496,220

Year-over-Year Comparison

	2019	2018	Change
Revenue	$445,016	$431,399	+0.0%
Expenses	$496,220	$414,982	+0.2%
Net Income	$-51,204	$16,417	-4.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$85,773

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
CHRISTIAN MASLOWSKI	PRESIDENT &	45.00	Officer	$83,281	$2,492	$85,773
CHRISTINE ALFERY	SECRETARY/TR	2.00	Officer Director	$0	$0	$0
CHRISTOPHER BROWNING	DIRECTOR	1.00	Director	$0	$0	$0
ROB CAMPBELL	DIRECTOR	1.00	Director	$0	$0	$0
DERRICK CHRISTY	DIRECTOR	1.00	Director	$0	$0	$0
KENT DEKONINCK	PAST CHAIR	2.00	Officer Director	$0	$0	$0
JENNI GILL	DIRECTOR	1.00	Director	$0	$0	$0
CINDY HILAND-MCNALLEY	DIRECTOR	1.00	Director	$0	$0	$0
GEORGE HILL	VICE CHAIR	2.00	Officer Director	$0	$0	$0
LEE ANN LOGAN	DIRECTOR	1.00	Director	$0	$0	$0
LEEANNE LOLLAR	DIRECTOR	1.00	Director	$0	$0	$0
RICK MYERS	CHAIR	2.00	Officer Director	$0	$0	$0
ERIC PRIME	DIRECTOR	1.00	Director	$0	$0	$0
MARISOL SANCHEZ	DIRECTOR	1.00	Director	$0	$0	$0
GREGORY SIMONS	CHAIR ELECT	2.00	Officer Director	$0	$0	$0
BECKY TILSON	DIRECTOR	1.00	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2019	$445,016	$496,220	No data	$-51,204
2018	$431,399	$414,982	$284,976	$16,417

GREATER GREENWOOD CHAMBER OF COMMERCE INC