Wabash Valley Habitat for Humanity

EIN: 351729005 501(c)(3) Housing & Shelter

Terre Haute, IN

Total Revenue
$538,258
Total Expenses
$313,897
Total Assets
$1,671,426
Net Assets
$1,670,081
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Financial Vulnerability Assessment (Tuckman-Chang)

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Financial Trends

Organization Details

Formation Year
1988
Legal Domicile
IN
Principal Officer
Charles Norman
Phone
8122355914
Tax Period
2024-07-01 to 2025-06-30

Wabash Valley Habitat for Humanity, founded in 1988, is a small nonprofit in the Housing & Shelter sector that reported $538K in total revenue in fiscal year 2024. The organization ran a surplus of $224K, a strong 42% operating margin.

Mission

To construct, rehabilitate, sell and finance (0% mortgage) homes to families in the Wabash Valley, who would otherwise not be able to obtain home loans through conventional means.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $83,027
Program Service Revenue $379,643
Investment Income $48,987
Other Revenue $26,601
TOTAL REVENUE $538,258

Expense Breakdown

Grants Paid $0
Salaries & Benefits $36,286
Fundraising Expenses $1,580
Program Expenses $289,285
Other Expenses $277,611
TOTAL EXPENSES $313,897

Year-over-Year Comparison

2024 2023 Change
Revenue $538,258 $560,064 0.0%
Expenses $313,897 $423,074 -0.3%
Net Income $224,361 $136,990 +0.6%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Governance

Voting Members
15
Independent Members
15
Employees
3
Volunteers
200

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
3
$0
Total Directors
20
$0
Key Employees
0
$0
Highest Compensated
0
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
Chuck Norman President 40.00
Officer Director
$0 $0 $0
Drucella Thomas Vice-President 2.00
Officer Director
$0 $0 $0
Cathy McGuire Director 1.00
Director
$0 $0 $0
Cathy Baker Director 1.00
Director
$0 $0 $0
Linda Lambert Secretary 2.00
Officer Director
$0 $0 $0
Valerie Hart-Craig Director 1.00
Director
$0 $0 $0
Sandra Wickware Director 1.00
Director
$0 $0 $0
David Templeton Director 1.00
Director
$0 $0 $0
Paul Conches Director 1.00
Director
$0 $0 $0
Yvonne Avery Advisory Member 1.00
Director
$0 $0 $0
Jared Farnsworth Advisory Member 1.00
Director
$0 $0 $0
Donna Norman Advisory Member 1.00
Director
$0 $0 $0
Al Khami Advisory Member 1.00
Director
$0 $0 $0
Lauren Laska Director 1.00
Director
$0 $0 $0
Carolyn Roberts Director 1.00
Director
$0 $0 $0
Nathan Schaumleffel Advisory Member 1.00
Director
$0 $0 $0
Cathy Azar Director 1.00
Director
$0 $0 $0
Sister Montgomery Director 1.00
Director
$0 $0 $0
Michael Mullins Director 1.00
Director
$0 $0 $0
Thomas Smith Director 1.00
Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $538,258 $313,897 $1,671,426 $224,361
2024 $560,064 $423,074 $1,448,308 $136,990
2023 $628,398 $142,375 $1,310,152 $486,023
2022 $244,265 $244,194 $842,460 $71
2021 $298,533 $355,606 $977,741 $-57,073
2020 $409,960 $547,658 $1,051,666 $-137,698
2019 $487,719 $484,088 $1,157,384 $3,631
2018 $468,651 $523,127 $1,121,415 $-54,476
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