MARCHING BLACK AND GOLD INC

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1971

Legal Domicile

Tax Period

2024-05-01 to 2025-04-30

MARCHING BLACK AND GOLD INC, founded in 1971, is a community nonprofit in the Education sector that reported $1.1M in total revenue in fiscal year 2024. Revenue grew 17% year-over-year, indicating healthy expansion.

Mission

PROVIDE MARCHING BAND AND RELATED PROGRAM ACTIVITIES FOR HIGH SCHOOL STUDENTS

Program Service Accomplishments

Program 1

Expenses: $632,855

PROVIDE MARCHING BAND AND RELATED PROGRAM ACTIVITIES FOR HIGH SCHOLL STUDENTS

Program 2

Expenses: $306,625

PROVIDE COMPETITION OPPORTUNITIES FOR THE VARIOUS PROGRAMS

Program 3

Expenses: $112,012

PROVIDE CONSULTING AND TRAINING FOR BAND RELATED ACTIVITIES AND COMPETITIONS

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $22,128

Program Service Revenue $497,962

Investment Income $12

Other Revenue $544,806

TOTAL REVENUE $1,064,908

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $1,051,492

Other Expenses $1,147,056

TOTAL EXPENSES $1,147,056

Year-over-Year Comparison

	2024	2023	Change
Revenue	$1,064,908	$910,761	+0.2%
Expenses	$1,147,056	$876,324	+0.3%
Net Income	$-82,148	$34,437	-3.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
CANDICE MOAD	CO PRESIDENT	20.00	Officer Director	$0	$0	$0
JENNY DAVIS	CO-PRESIDENT	20.00	Officer Director	$0	$0	$0
JASON COLCLASURE	TREASURER	20.00	Officer Director	$0	$0	$0
ERIN CURRY	SECRETARY	20.00	Officer Director	$0	$0	$0
KRISTIN DUNBAR	PUBLICITY	20.00	Officer Director	$0	$0	$0
SARA COOK	UNIFORM CO-CHAIR	20.00	Officer Director	$0	$0	$0
RACHEL ROLFSON	UNIFORM CO-CHAIR	20.00	Officer Director	$0	$0	$0
BROC BUDDE	CHAPERONE CHAIR	20.00	Officer Director	$0	$0	$0
ERYN WEBSTER	FUNDRAISING CO-CHAIR	20.00	Officer Director	$0	$0	$0
STEVE WEBSTER	FUNDRAISING CO-CHAIR	20.00	Officer Director	$0	$0	$0
KRISTY BEHNEY	SPIRIT CO-CHAIR	20.00	Officer Director	$0	$0	$0
KORINA NUGENT	SPIRIT CO-CHAIR	20.00	Officer Director	$0	$0	$0
BARKLEY DAVIS	HOSPITALITY CO-CHAIR	20.00	Officer Director	$0	$0	$0
BRIAN NUGENT	EQUIMENT CHAIR	20.00	Officer Director	$0	$0	$0
AMY HOLLINGSWORTH	GUARD MEMBER AT LARGE	20.00	Officer Director	$0	$0	$0
KATE BROWN	DRUMLINE MEMBER AT LARGE	20.00	Officer Director	$0	$0	$0
CHARLIE MOAD	HORNLINEWINDS MEMBER AT LARGE	20.00	Officer Director	$0	$0	$0
RYAN COOK	HORNLINEWINDS MEMBER AT LARGE	20.00	Officer Director	$0	$0	$0
BARB DOLL	BAND TOGETHER MEMBER AT LARGE	20.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$1,064,908	$1,147,056	$66,008	$-82,148
2024	$910,761	$876,324	$127,198	$34,437
2023	$715,920	$716,350	$97,699	$-430
2022	$598,170	$618,132	$119,140	$-19,962
2021	$330,556	$297,986	$177,512	$32,570
2020	$566,266	$584,322	$103,553	$-18,056