SPECIALTY TUTORING INC (EIN 352058917) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1999

Legal Domicile

Principal Officer

Jeanne Widdicombe CFO

Phone

2606370144

Tax Period

2024-01-01 to 2024-12-31

SPECIALTY TUTORING INC, founded in 1999, is a small nonprofit in the Education sector that reported $576K in total revenue in fiscal year 2024. Revenue fell 45% from the prior year — a significant decline worth monitoring. Expenses of $493K left a modest 14% surplus.

Mission

Individualized educational support in regularly scheduled sessions for children with learning difficulties, using cognitive based instruction and proven programs for strengthening reading, comprehension, math, and writing skills.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $88,946

Program Service Revenue $431,858

Investment Income $55,356

Other Revenue $0

TOTAL REVENUE $576,160

Expense Breakdown

Grants Paid $0

Salaries & Benefits $402,128

Fundraising Expenses $0

Program Expenses $395,343

Other Expenses $90,855

TOTAL EXPENSES $492,983

Year-over-Year Comparison

	2024	2023	Change
Revenue	$576,160	$1,040,033	-0.4%
Expenses	$492,983	$475,899	+0.0%
Net Income	$83,177	$564,134	-0.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Sandy Riley	Secretary	0.5	Officer Director	$0	$0	$0
Joe Ensley	Treasurer	0.5	Officer Director	$0	$0	$0
Tracie Luley	Chairman	0.5	Officer Director	$0	$0	$0
Jake Pickett	Board Member	0.5	Director	$0	$0	$0
Gina Kostoff	Board member	0.5	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$576,160	$492,983	$2,336,994	$83,177
2023	$1,040,033	$475,899	$2,231,373	$564,134
2022	$1,112,407	$384,273	$1,671,616	$728,134
2021	$693,322	$351,074	$961,728	$342,248
2020	$300,058	$300,759	$593,440	$-701

SPECIALTY TUTORING INC