NSM International Womens Ministries

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2009

Legal Domicile

Principal Officer

Nelda Shavers

Phone

9038260386

Tax Period

2023-01-01 to 2023-12-31

NSM International Womens Ministries, founded in 2009, is a micro nonprofit in the Religion sector that reported $54K in total revenue in fiscal year 2023. Revenue fell 91% from the prior year — a significant decline worth monitoring. Expenses of $66K exceeded revenue, resulting in a 22% operating deficit.

Mission

To provide general relief to urban communities, helping meet the physical, emotional, social, educational, economic, and spiritual needs of the children and youth. To assist in feeding the hungry clothing the poor by developing sustainable philanthropic programs.

Program Service Accomplishments

Program 1

Expenses: $-33,590

Elijahs House - Providing emegency shelter to female foster children the shelter served girls and was open for care until May 29, 2022 when it had to be closed.

Program 2

Expenses: $20,657 Revenue: $54,196

Kingdom International Church - Proving spiritual assistance to the public through organized worship services

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $54,196

Program Service Revenue $0

Investment Income $0

Other Revenue $0

TOTAL REVENUE $54,196

Expense Breakdown

Grants Paid $0

Salaries & Benefits $-7,994

Fundraising Expenses $0

Program Expenses $-12,933

Other Expenses $73,948

TOTAL EXPENSES $65,954

Year-over-Year Comparison

	2023	2022	Change
Revenue	$54,196	$594,320	-0.9%
Expenses	$65,954	$423,937	-0.8%
Net Income	$-11,758	$170,383	-1.1%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

⚠ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Sharon Adams	Member	002.00	Director	$0	$0	$0
Lexter Smith	Member	002.00	Director	$0	$0	$0
Virginia Temple	Member	002.00	Director	$0	$0	$0
James Robison	Member	002.00	Director	$0	$0	$0
Nelda Shavers	President	040.00	Officer Key Emp	$0	$0	$0
Frederick Shavers	1st Vice President	005.00	Officer	$0	$0	$0
Joshua Shavers	2nd Vice President	010.00	Officer	$0	$0	$0
William Strong	Vice Chairman	002.00	Officer	$0	$0	$0
Sha'Neika Shavers	Executive Director	040.00	Key Emp	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$54,196	$65,954	$613,113	$-11,758
2022	$594,320	$423,937	$452,503	$170,383
2021	$956,459	$925,065	$566,245	$31,394
2020	$875,371	$977,740	$580,220	$-102,369
2019	$931,395	$905,635	$691,663	$25,760
2018	$829,598	$725,597	$546,519	$104,001