GREATER BLUFFTON CHAMBER & CONVENTION VISITORS BUREAU INC (EIN 352434545) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2012

Legal Domicile

Principal Officer

NATALIE J OSTERMAN

Phone

8437575110

Tax Period

2024-07-01 to 2025-06-30

GREATER BLUFFTON CHAMBER & CONVENTION VISITORS BUREAU INC, founded in 2012, is a small nonprofit that reported $253K in total revenue in fiscal year 2024. Revenue grew 15% year-over-year, indicating healthy expansion. Expenses of $230K left a modest 9% surplus.

Mission

OUR MISSION IS TO BE THE "VOICE" OF LOCAL BUSINESSES AND TO PROVIDE VALUABLE RESOURCES AND OPPORTUNITIES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $169,689

Program Service Revenue $54,902

Investment Income $4,379

Other Revenue $24,220

TOTAL REVENUE $253,190

Expense Breakdown

Grants Paid $0

Salaries & Benefits $144,818

Fundraising Expenses $0

Other Expenses $85,577

TOTAL EXPENSES $230,395

Year-over-Year Comparison

	2024	2023	Change
Revenue	$253,190	$219,996	+0.2%
Expenses	$230,395	$179,749	+0.3%
Net Income	$22,795	$40,247	-0.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$84,812

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
GUSTAVO RATTIA	BOARD MEMBER	2.00	Director	$0	$0	$0
JAMES DISMOND	TREASURER	2.00	Officer Director	$0	$0	$0
MEGAN MACK	CHAIR	2.00	Officer Director	$0	$0	$0
FRANK RODRIGUEZ	BOARD MEMBER	2.00	Director	$0	$0	$0
EVAN BROMLEY	VICE-CHAIR	2.00	Officer Director	$0	$0	$0
RYAN CHOWANSKY	BOARD MEMBER	2.00	Director	$0	$0	$0
LOU HALEY	BOARD MEMBER	2.00	Director	$0	$0	$0
MEG JAMES	SECRETARY	2.00	Officer Director	$0	$0	$0
LATOYA SALTERS	BOARD MEMBER	2.00	Director	$0	$0	$0
NATALIE OSTERMAN	CEO	40.00	Officer	$84,812	$0	$84,812

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$253,190	$230,395	$203,792	$22,795
2024	$219,996	$179,749	$158,067	$40,247

GREATER BLUFFTON CHAMBER & CONVENTION VISITORS BUREAU INC