PACO CDC (EIN 352531666) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2015

Legal Domicile

Principal Officer

FRANK MOLINA

Phone

2016564111

Tax Period

2023-01-01 to 2023-12-31

PACO CDC, founded in 2015, is a small nonprofit in the Community Improvement sector that reported $407K in total revenue in fiscal year 2023. The organization ran a surplus of $372K, a strong 91% operating margin.

Mission

The Organization provides financing to purchase underdeveloped properties that can be rehabilitated to provide homebuyers with affordable housing in their communities.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $0

Investment Income $407,433

Other Revenue $0

TOTAL REVENUE $407,433

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Program Expenses $23,284

Other Expenses $35,509

TOTAL EXPENSES $35,509

Year-over-Year Comparison

	2023	2022	Change
Revenue	$407,433	N/A	N/A
Expenses	$35,509	N/A	N/A
Net Income	$371,924	N/A	N/A

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
FRANK MOLINA	CHAIRMAN	3	Officer Director	$0	$0	$0
VISHNU KHEMRAJ	VICE CHAIRMAN	1	Officer Director	$0	$0	$0
EDWARD FOWLKES	SECRETARY	2	Officer Director	$0	$0	$0
VIDAL LEDDA	TRUSTEE	1	Director	$0	$0	$0
EDWARD KOLLING	TRUSTEE	1	Director	$0	$0	$0
CESAR SARMIENTO	TREASURER	2	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	No data	No data	No data	No data
2023	$407,433	$35,509	$18,206,904	$371,924
2022	$198,834	$172,565	$16,872,832	$26,269
2021	$1,091,300	$184,817	$18,960,520	$906,483
2020	$510,868	$147,695	$18,066,847	$363,173
2019	$450,077	$202,595	$16,853,496	$247,482
2018	$254,766	$267,351	$16,005,535	$-12,585

PACO CDC