Bryn Mawr Country Club

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1919

Legal Domicile

Principal Officer

Richard Gertler

Phone

8476762660

Tax Period

2024-03-01 to 2025-02-28

Bryn Mawr Country Club, founded in 1919, is a community nonprofit that reported $8.6M in total revenue in fiscal year 2024. Revenue grew 13% year-over-year, indicating healthy expansion. Net assets of $18.6M represent 26 months of operating reserves.

Mission

The Club was established to, maintain, preserve and conduct the a private country club, with suitable facilities for golf and other recreational sports, to promote recreation, good fellowship and sociability among its members.

Program Service Accomplishments

Program 1

Operation of golf course and restaurant for recreation of club members.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $9,181,947

Investment Income $0

Other Revenue $-570,123

TOTAL REVENUE $8,611,824

Expense Breakdown

Grants Paid $0

Salaries & Benefits $3,629,048

Fundraising Expenses $0

Other Expenses $5,137,766

TOTAL EXPENSES $8,766,814

Year-over-Year Comparison

	2024	2023	Change
Revenue	$8,611,824	$7,609,806	+0.1%
Expenses	$8,766,814	$9,279,224	-0.1%
Net Income	$-154,990	$-1,669,418	-0.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

256

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Brian Bossert	Grounds Superintendent	40.00		$242,978	$11,467	$254,445
Charles Smith	General manager	40.00		$252,233	$1,623	$253,856
Robert Nagelberg	General Manager	40.00		$229,279	$7,400	$236,679
Scott Baines	Director of Golf	40.00		$146,648	$0	$146,648
Richard Scarlata	CFO	40.00		$126,874	$0	$126,874
Brad Gerber	Vice President	3.00	Officer Director	$0	$0	$0
Jeffrey Robbins	Secretary	3.00	Officer Director	$0	$0	$0
Richard Gertler	President	3.00	Officer Director	$0	$0	$0
Pam Netzky	Treasurer	3.00	Officer Director	$0	$0	$0
Matthew Cohen	Director	0.25	Director	$0	$0	$0
Brian Goldberg	Director	0.25	Director	$0	$0	$0
Barry Harstein	Director	0.25	Director	$0	$0	$0
Ben Cohen	Director	0.25	Director	$0	$0	$0
Brad Jarol	Director	0.25	Director	$0	$0	$0
Scott Kaplan	Director	0.25	Director	$0	$0	$0
Jonathan Merel	Director	0.25	Director	$0	$0	$0
Brandon Levitan	Director	0.25	Director	$0	$0	$0
Neal Robin	Director	0.25	Director	$0	$0	$0
Brad Wiss	Director	0.25	Director	$0	$0	$0
Marcy Zoller	Director	0.25	Director	$0	$0	$0
Alan Solow	Director	0.25	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$8,611,824	$8,766,814	$24,351,790	$-154,990
2024	$7,609,806	$9,279,224	$22,357,367	$-1,669,418
2023	$6,816,639	$7,787,636	$19,835,461	$-970,997
2022	$6,746,555	$7,034,354	$15,944,661	$-287,799
2021	$6,948,837	$6,586,934	$13,830,044	$361,903
2020	$7,828,954	$7,905,569	$14,079,203	$-76,615
2019	$7,354,284	$7,451,328	$14,552,992	$-97,044
2018	$7,900,920	$7,502,987	$14,651,636	$397,933