BEDFORD PARK CLEARING INDUSTRIAL A… - Form 990 Financial Data

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1921

Principal Officer

STEVE PAPPAGEORGE

Phone

7084960336

Tax Period

2025-03-01 to 2026-02-28

BEDFORD PARK CLEARING INDUSTRIAL ASSOCIATION, founded in 1921, is a micro nonprofit that reported $28K in total revenue in fiscal year 2025. Revenue fell 29% from the prior year — a significant decline worth monitoring. The organization ran a surplus of $12K, a strong 42% operating margin.

Mission

THE MISSION OF THE BEDFORD PARK-CLEARING INDUSTRIAL ASSOCIATION IS TO BUILD A PARTNERSHIP OF BUSINESS PROFESSIONALS AND GOVERNMENT OFFICIALS WORKING TOGETHER TO PROTECT AND FOSTER A HEALTHY BUSINESS CLIMATE THROUGH MEMBER EDUCATION, NETWORKING EVENTS, BUSINESS RETENTION AND PLANNED EXPANSION.

Program Service Accomplishments

Program 1

INTEREST OF MEMBERS PROMPTED BY MONITORING LOCAL, COUNTY, AND STATE GOVERNING BODIES AND ISSUES OF PUBLIC INTEREST; BUSINESS NETWORKING

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $13,368

Program Service Revenue $0

Investment Income $0

Other Revenue $14,277

TOTAL REVENUE $27,645

Expense Breakdown

Grants Paid $0

Salaries & Benefits $0

Fundraising Expenses $0

Other Expenses $16,075

TOTAL EXPENSES $16,075

Year-over-Year Comparison

	2025	2024	Change
Revenue	$27,645	$39,202	-0.3%
Expenses	$16,075	$33,933	-0.5%
Net Income	$11,570	$5,269	+1.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

N/A

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
JOHN CALMEYN	DIRECTOR	N/A	Director	$0	$0	$0
MARIO FOTINO	DIRECTOR	N/A	Director	$0	$0	$0
ROBERT MEAD	DIRECTOR	N/A	Director	$0	$0	$0
BRIAN MCKEOWN	TREASURER	N/A	Officer	$0	$0	$0
STEVE PAPPAGEORGE	PRESIDENT	N/A	Officer	$0	$0	$0
VITO UNGARO	SECRETARY	N/A	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2026	$27,645	$16,075	$21,053	$11,570
2025	$39,202	$33,933	$9,482	$5,269
2024	$53,369	$61,327	$5,403	$-7,958
2023	$64,128	$69,678	$34,837	$-5,550
2022	$70,421	$55,371	$33,992	$15,050
2021	$51,861	$41,132	$42,277	$10,729
2020	$52,841	$60,387	$14,659	$-7,546
2019	$50,389	$59,765	$20,204	$-9,376

BEDFORD PARK CLEARING INDUSTRIAL ASSOCIATION