Evanston Chamber of Commerce (EIN 361051450) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1923

Legal Domicile

Phone

8473281500

Tax Period

2024-01-01 to 2024-12-31

Evanston Chamber of Commerce, founded in 1923, is a small nonprofit that reported $283K in total revenue in fiscal year 2024. Revenue decreased 12% compared to the prior year. Expenses of $332K exceeded revenue, resulting in a 17% operating deficit.

Mission

To foster a competitive business climate and promote economic development by providing access to a broad range of resources such as leadership, advocacy, networking, partnerships, and educational opportunities for the Evanston business community.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $220,421

Program Service Revenue $0

Investment Income $0

Other Revenue $62,307

TOTAL REVENUE $282,728

Expense Breakdown

Grants Paid $0

Salaries & Benefits $159,183

Fundraising Expenses $0

Program Expenses $95,028

Other Expenses $173,013

TOTAL EXPENSES $332,196

Year-over-Year Comparison

	2024	2023	Change
Revenue	$282,728	$321,238	-0.1%
Expenses	$332,196	$356,353	-0.1%
Net Income	$-49,468	$-35,115	+0.4%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

$76,141

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
Brittany Wright	Executive Dir.	40.00	Director	$76,141	$0	$76,141
Valerie Romano	President	1.00	Officer Director	$0	$0	$0
Peter Braithwaite	Vice President	1.00	Officer Director	$0	$0	$0
Scott Wilhelm	Treasurer	1.00	Officer Director	$0	$0	$0
Steven Routberg	Secretary	1.00	Officer Director	$0	$0	$0
Marc Battista	Director	1.00	Director	$0	$0	$0
Jill Bishop	Director	1.00	Director	$0	$0	$0
Linda Brennan	Director	1.00	Director	$0	$0	$0
Lenice Levy	Director	1.00	Director	$0	$0	$0
Nasutsa Mabwa	Director	1.00	Director	$0	$0	$0
Amy Morton	Director	1.00	Director	$0	$0	$0
Ernest Noy	Director	1.00	Director	$0	$0	$0
Matthew Waskerwitz	Director	1.00	Director	$0	$0	$0
Wendy Weaver	Director	1.00	Director	$0	$0	$0
Lisa Winn	Director	1.00	Director	$0	$0	$0
Andy Vick	Director	1.00	Director	$0	$0	$0
Dave Davis	Director	1.00	Director	$0	$0	$0
Katherine Gotsick	Director	1.00	Director	$0	$0	$0
Paul Zalmezak	Director	1.00	Director	$0	$0	$0
Mark George	Director	1.00	Officer Director	$0	$0	$0
Laura Levine	Director	1.00	Officer Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2024	$282,728	$332,196	$136,124	$-49,468
2023	$321,238	$356,353	$256,475	$-35,115
2022	$366,167	$301,432	$287,456	$64,735
2020	$362,228	$478,727	$265,892	$-116,499
2019	$314,410	$288,424	$191,600	$25,986
2018	$335,388	$297,409	$234,160	$37,979

Evanston Chamber of Commerce