CENTRAL CREDIT UNION OF ILLINOIS

EIN: 361250580 Public & Societal Benefit

Bellwood, IL

Total Revenue
$7,677,642
Total Expenses
$6,632,155
Total Assets
$122,517,269
Net Assets
$17,136,142
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1936
Legal Domicile
IL
Principal Officer
Robert A Anderson
Phone
7086496400
Tax Period
2025-01-01 to 2025-12-31

CENTRAL CREDIT UNION OF ILLINOIS, founded in 1936, is a community nonprofit in the Public & Societal Benefit sector that reported $7.7M in total revenue in fiscal year 2025. Revenue fell 24% from the prior year — a significant decline worth monitoring. Expenses of $6.6M left a modest 14% surplus.

Mission

To assist our members in the management of their financial well being by providing loans, savings accounts, and other financial institution services in a friendly and professional manner.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $5,928,651
Investment Income $1,748,991
Other Revenue $0
TOTAL REVENUE $7,677,642

Expense Breakdown

Grants Paid $0
Salaries & Benefits $2,878,608
Fundraising Expenses $0
Program Expenses $0
Other Expenses $3,753,547
TOTAL EXPENSES $6,632,155

Year-over-Year Comparison

2025 2024 Change
Revenue $7,677,642 $10,122,688 -0.2%
Expenses $6,632,155 $6,373,381 +0.0%
Net Income $1,045,487 $3,749,307 -0.7%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
7
Independent Members
6
Employees
39
Volunteers
8

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
2
$428,525
Total Directors
9
$296,920
Key Employees
1
$170,706
Highest Compensated
1
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
Robert Anderson President/CEO 40
Officer Director Highest
$296,920 $0 $296,920
Brian Sims Financial Advisor 40
Key Emp
$170,706 $0 $170,706
Brian Bultman Vice President of Finance 40
Officer
$131,605 $0 $131,605
Joyce Gaston Chairman 1
Director
$0 $0 $0
Paul Sublewski Vice Chairman 1
Director
$0 $0 $0
Vince Sticca Treasurer 1
Director
$0 $0 $0
Richard Vogl Secretary 1
Director
$0 $0 $0
Mattie Hunter Director 1
Director
$0 $0 $0
Rick Curry Director 1
Director
$0 $0 $0
Edward Androwich Committee Member 1
Director
$0 $0 $0
Kai Love-Davis Committee Member 1
Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $7,677,642 $6,632,155 $122,517,269 $1,045,487
2024 No data No data No data No data
2023 $6,005,590 $5,071,768 $116,865,641 $933,822
2022 $5,873,134 $4,457,754 $122,362,523 $1,415,380
2021 $4,436,617 $4,211,393 $117,564,731 $225,224
2020 $4,724,363 $4,391,790 $109,363,373 $332,573
2019 $5,047,799 $4,369,084 $95,902,206 $678,715
2018 $4,828,351 $4,292,091 $93,762,654 $536,260
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