GREATER SYCAMORE CHAMBER OF COMMERC (EIN 361848940) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1915

Legal Domicile

Principal Officer

ROSEMARIE TREML

Phone

8158953456

Tax Period

2024-01-01 to 2024-12-31

GREATER SYCAMORE CHAMBER OF COMMERC, founded in 1915, is a small nonprofit that reported $324K in total revenue in fiscal year 2024. Revenue grew 15% year-over-year, indicating healthy expansion. Expenses of $282K left a modest 13% surplus.

Mission

STRIVING TO MAKE THE COMMUNITY A BETTER PLACE TO RESIDE AND VISIT BY SUPPORTING PROMOTIONS AND PROJECTS TO ENCOURAGE NEW BUSINESSES INTO THE AREA.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $220,391

Program Service Revenue $17,020

Investment Income $13,414

Other Revenue $73,545

TOTAL REVENUE $324,370

Expense Breakdown

Grants Paid $0

Salaries & Benefits $236,741

Fundraising Expenses $0

Other Expenses $45,273

TOTAL EXPENSES $282,014

Year-over-Year Comparison

	2024	2023	Change
Revenue	$324,370	$281,616	+0.2%
Expenses	$282,014	$267,356	+0.1%
Net Income	$42,356	$14,260	+2.0%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

N/A

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$110,125

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ROSEMARIE TREML	MANAGER	40.00	Officer	$110,125	$0	$110,125
JOHANNA BLOCKER	DIRECTOR	N/A	Director	$0	$0	$0
BRAD CESARONI	DIRECTOR	N/A	Director	$0	$0	$0
RENEE ELLINGSON	DIRECTOR	N/A	Director	$0	$0	$0
ROBERT HECK	PAST PRESIDE	N/A	Director	$0	$0	$0
CHAD JEWETT	PRESIDENT	N/A	Director	$0	$0	$0
JILL MANDEVILLE	VICE PRESIDE	N/A	Director	$0	$0	$0
ANDREW MILLER	DIRECTOR	N/A	Director	$0	$0	$0
JAY RIIPPI	TREASURER	N/A	Director	$0	$0	$0
ALISON ROSENOW	DIRECTOR	N/A	Director	$0	$0	$0
SHANNON SCHMITTLE	DIRECTOR	N/A	Director	$0	$0	$0
TOM WEAVER	DIRECTOR	N/A	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	No data	No data	No data	No data
2024	$324,370	$282,014	$382,517	$42,356
2023	$281,616	$267,356	$342,720	$14,260
2022	$261,760	$246,987	$323,577	$14,773
2021	$306,110	$233,943	$308,268	$72,167
2020	$254,548	$277,882	$237,223	$-23,334
2019	$308,381	$289,636	$260,962	$18,745
2018	$284,855	$275,287	$240,675	$9,568

GREATER SYCAMORE CHAMBER OF COMMERC