WINNETKA NORTHFIELD GLENCOE CHAMBER OF COMMERCE (EIN 361975120) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

2011

Legal Domicile

Principal Officer

TERESA DASON

Phone

8474464451

Tax Period

2024-10-01 to 2025-09-30

WINNETKA NORTHFIELD GLENCOE CHAMBER OF COMMERCE, founded in 2011, is a small nonprofit that reported $363K in total revenue in fiscal year 2024.

Mission

TRADE ASSOCIATION

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $10,000

Program Service Revenue $333,631

Investment Income $3,731

Other Revenue $15,571

TOTAL REVENUE $362,933

Expense Breakdown

Grants Paid $0

Salaries & Benefits $212,092

Fundraising Expenses $0

Program Expenses $31,574

Other Expenses $180,602

TOTAL EXPENSES $392,694

Year-over-Year Comparison

	2024	2023	Change
Revenue	$362,933	$375,289	0.0%
Expenses	$392,694	$350,858	+0.1%
Net Income	$-29,761	$24,431	-2.2%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

N/A

Employees

Volunteers

N/A

Governance Policies

✓ Conflict of Interest Policy

✓ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

$207,943

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
TERESA A DASON	EXECUTIVE DIR.	50.00	Officer	$115,835	$0	$115,835
SHARI PONTILLO	DIRECTOR OF OPERATIONS	5.00	Officer	$35,086	$0	$35,086
CHRISTINA L BAKER	DIRECTOR OF EVENTS	5.00	Officer	$16,888	$0	$16,888
TRACY A KEARNEY	DIRECTOR OF MEMBERSHIP	5.00	Officer	$28,798	$0	$28,798
LAURA K COYLE	DIRECTOR OF EVENTS	5.00	Officer	$11,336	$0	$11,336
BILL LESKE	VICE PRESIDENT	5.00	Officer	$0	$0	$0
DEDE KERN	SECRETARY	5.00	Officer	$0	$0	$0
KAREN ARENSON	EXECUTIVE COMMITTEE	5.00	Officer	$0	$0	$0
JON GOLDMAN	EXECUTIVE COMMITTEE	5.00	Officer	$0	$0	$0
RICHARED GREENSWAG	EXECUTIVE COMMITTEE	5.00	Officer	$0	$0	$0
KATHIANN BAVARO	EXECUTIVE COMMITTEE	5.00	Officer	$0	$0	$0
MICHELLE GLUNZ	DIRECTOR - WINNETKA	5.00	Officer	$0	$0	$0
PENNY HALONEN	DIRECTOR - WINNETKA	5.00	Officer	$0	$0	$0
CARLA LEVI	DIRECTOR - WINNETKA	5.00	Officer	$0	$0	$0
DEB MCMAHON	DIRECTOR - WINNETKA	5.00	Officer	$0	$0	$0
ANNETTE PECORA	DIRECTOR - WINNETKA	5.00	Officer	$0	$0	$0
SANDY GREINER	DIRECTOR - NORTHFIELD	5.00	Officer	$0	$0	$0
JOHN TRUE	DIRECTOR - NORTHFIELD	5.00	Officer	$0	$0	$0
EVE BREMAN	DIRECTOR - GLENCOE	5.00	Officer	$0	$0	$0
BARBARA DAVIS	DIRECTOR - GLENCOE	5.00	Officer	$0	$0	$0
REBECCA HOFFMAN	DIRECTOR - GLENCOE	5.00	Officer	$0	$0	$0
MICHAEL KOERNER	DIRECTOR - GLENCOE	5.00	Officer	$0	$0	$0
DAVID MARQUEZ	DIRECTOR - GLENCOE	5.00	Officer	$0	$0	$0
ROCKEY FLINTERMANN	DIRECTOR - AT LARGE	5.00	Officer	$0	$0	$0
A J HORNER	DIRECTOR - AT LARGE	5.00	Officer	$0	$0	$0
IRENE LO	DIRECTOR - AT LARGE	5.00	Officer	$0	$0	$0
DAVID BARLETT	EXECUTIVE COMMITTEE	5.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$362,933	$392,694	$144,067	$-29,761
2024	$375,289	$350,858	$141,960	$24,431
2023	$325,894	$322,879	$133,196	$3,015
2022	$260,387	$326,038	$140,261	$-65,651
2021	$221,093	$241,616	$143,587	$-20,523
2020	$194,581	$208,063	$152,348	$-13,482
2019	$293,426	$280,342	$76,709	$13,084
2018	$696,946	$698,079	$90,169	$-1,133

WINNETKA NORTHFIELD GLENCOE CHAMBER OF COMMERCE