AMERICAN ASSOCIATION OF INSURANCE SERVICES

EIN: 362021360

LISLE, IL

Total Revenue
$28,642,173
Total Expenses
$27,903,646
Total Assets
$28,362,049
Net Assets
$10,862,189
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Financial Vulnerability Assessment (Tuckman-Chang)

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Financial Trends

Organization Details

Formation Year
1984
Legal Domicile
DE
Principal Officer
WERNER KRUCK
Phone
6306818347
Tax Period
2023-07-01 to 2024-06-30

AMERICAN ASSOCIATION OF INSURANCE SERVICES, founded in 1984, is a mid-sized nonprofit that reported $28.6M in total revenue in fiscal year 2023. Revenue grew 10% year-over-year, indicating healthy expansion.

Mission

TO PROMOTE THE COMMON BUSINESS INTERESTS OF AFFILIATED INSURANCE COMPANIES AND ORGANIZED GROUPS OF INSURANCE COMPANIES.

Program Service Accomplishments

Program 1

AAIS IS AN ADVISORY ORGANIZATION AND A STATISTICAL AGENT WORKING ON BEHALF OF 730 PROPERTY AND CASUALTY INSURANCE COMPANIES. AAIS DEVELOPS, MAINTAINS AND UPDATES MANUALS OF RULES AND RATING...

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AAIS IS AN ADVISORY ORGANIZATION AND A STATISTICAL AGENT WORKING ON BEHALF OF 730 PROPERTY AND CASUALTY INSURANCE COMPANIES. AAIS DEVELOPS, MAINTAINS AND UPDATES MANUALS OF RULES AND RATING PROCEDURES FOR APPROXIMATELY 34 INSURANCE PROGRAM LINES AND FILES THOSE PROGRAMS WITH ALL STATE INSURANCE DEPARTMENTS ON BEHALF OF OUR MEMBER COMPANIES. FOR THE FISCAL YEAR ENDED JUNE 30, 2024, AAIS MADE OVER 1258 FILINGS WITH INSURANCE DEPARTMENTS TO ADDRESS PRODUCT UPDATES AND REVISIONS, AS WELL AS EVOLVING REGULATORY COMPLIANCE ISSUES.

Program 2

AAIS COLLECTS COMPANY INSURANCE DATA ON BEHALF OF STATE REGULATORS AND REPORTS SUCH DATA TO THE REGULATORS IN ORDER TO SATISFY MEMBER COMPANIES I STATUTORY REPORTING REQUIREMENTS. FOR THE FISCAL YEAR...

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AAIS COLLECTS COMPANY INSURANCE DATA ON BEHALF OF STATE REGULATORS AND REPORTS SUCH DATA TO THE REGULATORS IN ORDER TO SATISFY MEMBER COMPANIES I STATUTORY REPORTING REQUIREMENTS. FOR THE FISCAL YEAR ENDED JUNE 30, 2024, AAIS PROCESSED APPROXIMATELY 8,420,000 CLAIMS RECORDS WITH TOTAL LOSS ESTIMATES OF APPROXIMATELY $34.3 BILLION. AAIS ALSO COLLECTS THIRD PARTY DATA FROM A VARIETY OF PUBLIC AND PROPRIETARY DATA SOURCES TO REFINE RISK MANAGEMENT ADVISORY SERVICES. THIS INCLUDES DATA ON ECONOMIC ACTIVITY, FIRE INCIDENTS, REGIONAL EXPOSURE ATTRIBUTES, WEATHER, CRIME, CENSUS INFORMATION, MARKET SHARE INFORMATION, FIRE STATION AND FIRE HYDRANT LOCATION INFORMATION. OVER 230,000,000 RECORDS OF RELATED THIRD PARTY DATA WERE UTILIZED FOR VARIOUS ADVISORY SUPPORT ACTIVITIES DURING FISCAL YEAR ENDED JUNE 30, 2024.

Program 3

AAIS DISTRIBUTES INFORMATION TO MEMBER COMPANIES VIA BULLETINS WHICH INCLUDE INSTRUCTIONS ON ADOPTING NEWLY-FILED RULES AND FORMS AND MANDATORY ENDORSEMENTS. FOR THE FISCAL YEAR ENDED JUNE 30, 2024...

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AAIS DISTRIBUTES INFORMATION TO MEMBER COMPANIES VIA BULLETINS WHICH INCLUDE INSTRUCTIONS ON ADOPTING NEWLY-FILED RULES AND FORMS AND MANDATORY ENDORSEMENTS. FOR THE FISCAL YEAR ENDED JUNE 30, 2024, AAIS DISTRIBUTED ALMOST 404 RELATED BULLETINS TO MEMBER COMPANIES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2023)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $29,271,702
Investment Income $-629,529
Other Revenue $0
TOTAL REVENUE $28,642,173

Expense Breakdown

Grants Paid $0
Salaries & Benefits $20,372,284
Fundraising Expenses $0
Other Expenses $7,531,362
TOTAL EXPENSES $27,903,646

Year-over-Year Comparison

2023 2022 Change
Revenue $28,642,173 $26,073,591 +0.1%
Expenses $27,903,646 $27,002,063 +0.0%
Net Income $738,527 $-928,472 -1.8%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

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Liquidity & Cash Position

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Governance

Voting Members
9
Independent Members
8
Employees
127
Volunteers
8

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
5
$3,266,051
Total Directors
8
$0
Key Employees
0
$0
Highest Compensated
5
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
DAVID B DUCLOS DIRECTOR 1.00
Director
$0 $0 $0
M ROSS FISHER DIRECTOR 1.00
Director
$0 $0 $0
RANDY SHAW DIRECTOR 1.00
Director
$0 $0 $0
JILL WAGNER KELLY DIRECTOR 1.00
Director
$0 $0 $0
KEITH WOLFE DIRECTOR 1.00
Director
$0 $0 $0
LISA PECHAN DIRECTOR 1.00
Director
$0 $0 $0
RENEE BEAUFORD DIRECTOR 1.00
Director
$0 $0 $0
CYSTAL OTTAVIANO DIRECTOR 1.00
Director
$0 $0 $0
WERNER KRUCK PRESIDENT & CEO 40.00
Officer
$299,803 $12,758 $312,561
CHRISTOPHER BUNCH CHIEF FINANCIAL OFFICER 40.00
Officer
$100,313 $5,114 $105,427
EDMUND KELLY END 12312023 PRESIDENT AND CEO 40.00
Officer
$1,201,505 $25,172 $1,226,677
JOAN ZERKOVICH END 08082023 SVP 40.00
Officer
$1,127,573 $23,508 $1,151,081
TERESA WESTCOTT END 10112023 VP-LEGAL & COMPLIANCE 40.00
Officer
$449,253 $21,052 $470,305
JOHN KADOUS VICE PRESIDENT OF PRODUCTS 40.00
Highest
$419,376 $36,362 $455,738
KEN SAYERS VICE PRESIDENT OF TECHNOLOGY 40.00
Highest
$290,265 $35,945 $326,210
MICHAEL PAYNE VICE PRESIDENT OF ACTUARIAL SERVICES / CHIEF PRICI 40.00
Highest
$451,977 $27,714 $479,691
KAREN SHERIDAN DIRECTOR OF HUMAN RESOURCES 40.00
Highest
$281,962 $19,404 $301,366
JOHN GREENE END 41224 DIRECTOR OF MARKETING & COMMUNICATIONS 40.00
Highest
$410,829 $16,838 $427,667
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 No data No data No data No data
2024 $28,642,173 $27,903,646 $28,362,049 $738,527
2023 $26,073,591 $27,002,063 $29,082,082 $-928,472
2022 $23,996,929 $22,506,361 $24,837,464 $1,490,568
2021 $21,784,346 $20,459,906 $23,041,835 $1,324,440
2020 $19,472,527 $19,579,655 $12,541,950 $-107,128
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