Peru, IL
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)Illinois Valley Credit Union, founded in 1955, is a community nonprofit that reported $2.5M in total revenue in fiscal year 2024. Revenue grew 14% year-over-year, indicating healthy expansion.
Illinois state chartered credit union operated for the mutual benefit of its over 3,400 members. The credit union makes loans to members and pays dividends to members with share deposits at a competitive rate of interest.
The credit union makes and services consumer loans and real estate loans to members. The number of loans outstanding at 12/31/24 was 1,886 for a total of $27,071,334.
The Credit Union pays out dividends to its members' share deposit accounts at a market rate of interest. The number of share accounts at 12/31/24 was 4,169 for a total of $34,400,114.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2024 | 2023 | Change | |
|---|---|---|---|
| Revenue | $2,513,471 | $2,196,495 | +0.1% |
| Expenses | $2,440,474 | $2,096,983 | +0.2% |
| Net Income | $72,997 | $99,512 | -0.3% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| Linda Bertrand-Burt | Chairperson | 0.50 |
Officer
Director
|
$0 | $0 | $0 |
| Polly Ragazincky | Vice Chairperson | 0.50 |
Officer
Director
|
$0 | $0 | $0 |
| Steve Piano | Secretary | 0.50 |
Officer
Director
|
$0 | $0 | $0 |
| Chris Romagnoli | Director | 0.50 |
Director
|
$0 | $0 | $0 |
| Debbie Feeney | Director | 0.50 |
Director
|
$0 | $0 | $0 |
| David Buckley | Director | 0.50 |
Director
|
$0 | $0 | $0 |
| Tom Kist | President | 40.00 |
Officer
Director
|
$155,934 | $26,393 | $182,327 |
| Jennifer Bunker Skerston | Director | 0.50 |
Director
|
$0 | $0 | $0 |
| Lorie Siensa | Vice President | 40.00 |
Officer
|
$114,837 | $19,884 | $134,721 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2024 | $2,513,471 | $2,440,474 | $38,478,124 | $72,997 |
| 2022 | $1,872,703 | $1,689,095 | $38,076,733 | $183,608 |
| 2021 | $1,834,209 | $1,584,158 | $35,316,623 | $250,051 |
| 2020 | $1,668,303 | $1,483,827 | $32,533,635 | $184,476 |
| 2019 | $1,647,927 | $1,558,885 | $28,279,291 | $89,042 |
| 2018 | $1,811,797 | $1,458,595 | $26,315,265 | $353,202 |
Compare Illinois Valley Credit Union with other nonprofits in Illinois and across the country.