Rockford, IL
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)GENERATIONS CREDIT UNION, founded in 1944, is a community nonprofit that reported $1.3M in total revenue in fiscal year 2025. Expenses of $1.1M left a modest 13% surplus.
To provide to our members high quality full line of financial services, such as loans and savings accounts at the lowest cost and highest rate of return, delivered in a personal, friendly atmosphere.
Provided a Christmas savings plan, Fortune Fund accounts and Vacation club accounts to 510 members. Provided checking accounts to 794 members and IRAs and Certificate of Deposit accounts to 191...
Provided a Christmas savings plan, Fortune Fund accounts and Vacation club accounts to 510 members. Provided checking accounts to 794 members and IRAs and Certificate of Deposit accounts to 191 members. Received deposits on share accounts from 1,659 members resulting in a total balance on deposit of $18,642,188.
Returned 17.3% of gross income to members as dividends to their savings accounts.
Provided credit to members using various loan programs: real estate (first mortgage and home equity) loans, personal (unsecured) loans, and new and used vehicle loans. There was a total number of 502...
Provided credit to members using various loan programs: real estate (first mortgage and home equity) loans, personal (unsecured) loans, and new and used vehicle loans. There was a total number of 502 loans granted to members throughout the year that amounted to $2,523,915. Further, 208 members have a VISA credit card at their disposal with a total credit line of $2,068,350.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2025 | 2024 | Change | |
|---|---|---|---|
| Revenue | $1,254,728 | $1,162,673 | +0.1% |
| Expenses | $1,096,106 | $1,126,847 | 0.0% |
| Net Income | $158,622 | $35,826 | +3.4% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| Karen Jurasek | President - Treasurer | 45 |
Officer
|
$99,317 | $11,058 | $110,375 |
| Dale Hillers | Chairman of the Board | 2 |
Director
|
$0 | $0 | $0 |
| Robert Boyd | Board Member | 2 |
Director
|
$0 | $0 | $0 |
| Joanna Peterson | Secretary | 2 |
Director
|
$0 | $0 | $0 |
| Randall Freding | Board Member | 2 |
Director
|
$0 | $0 | $0 |
| Gary Askegaard | Board Member | 2 |
Director
|
$0 | $0 | $0 |
| Jolene Unangst | Board Member | 2 |
Director
|
$0 | $0 | $0 |
| Donald Fiedler | Board Vice-Chairman | 2 |
Director
|
$0 | $0 | $0 |
| Christopher Dausman | Board Member | 0 |
Director
|
$0 | $0 | $0 |
| Ethan Watts | Board Member | 2 |
Director
|
$0 | $0 | $0 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | $1,254,728 | $1,096,106 | $22,397,067 | $158,622 |
| 2024 | No data | No data | No data | No data |
| 2023 | $989,125 | $887,601 | $22,011,632 | $101,524 |
| 2022 | $938,123 | $836,340 | $21,406,121 | $101,783 |
| 2021 | $1,101,938 | $859,014 | $21,344,613 | $242,924 |
| 2020 | $897,250 | $858,428 | $19,933,181 | $38,822 |
| 2019 | $900,413 | $847,057 | $18,490,100 | $53,356 |
| 2018 | $838,600 | $820,417 | $18,562,989 | $18,183 |
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