AURORA, IL
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)AURORA FIREFIGHTERS CREDIT UNION, founded in 1939, is a small nonprofit in the Public & Societal Benefit sector that reported $130K in total revenue in fiscal year 2023. Revenue surged 53% from the prior year, signaling strong growth momentum. The organization ran a surplus of $44K, a strong 34% operating margin.
CREDIT UNION OPERATED WITHOUT PROFIT FOR MUTUAL PURPOSES
Granted 53 closed end loans to members for various provident purposes totalling $1,324,353. VISA credit card program totals 92 accounts with outstanding year end balance of $171,433.
Received savings deposits and certificate of deposit deposits from 467 members, a net increase of 4 from 2022. At the same time total member deposits increased by $35,548 from 2022.
Delinquency rate on outstanding loans, other than VISA, remained at 0.00%. The credit union had no loan losses from member loans in 2023. Visa card delinquency at the end of 2022 was $4,988 and that...
Delinquency rate on outstanding loans, other than VISA, remained at 0.00%. The credit union had no loan losses from member loans in 2023. Visa card delinquency at the end of 2022 was $4,988 and that was over 120 days past due. In addition the credit had Visa card charge-offs and recoveries from both Visa and mamber loans which resulted in a net reduction in the loan loss allowance account of $6,254.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2023 | 2022 | Change | |
|---|---|---|---|
| Revenue | $129,783 | $84,821 | +0.5% |
| Expenses | $85,644 | $77,741 | +0.1% |
| Net Income | $44,139 | $7,080 | +5.2% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| Phillip Bergeron | Chairman | 6.00 |
Officer
Director
|
$0 | $0 | $0 |
| Raymond Garner | Vice-Chairman | 1.00 |
Officer
Director
|
$0 | $0 | $0 |
| Robert Dunn | Secretary | 2.00 |
Officer
Director
|
$0 | $0 | $0 |
| Cletus Rettenmeier | Treasurer | 6.00 |
Officer
Director
|
$0 | $0 | $0 |
| Steven Malatia | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| Andrew Pauley | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| Steven Koeberl | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| John Bonior | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| Ricardo Torres | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| David Rygh | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| David Dacanay | Director | 1.00 |
Director
|
$0 | $0 | $0 |
| Denine Chambers | Chief Operations Officer | 15.00 |
Officer
Key Emp
|
$12,960 | $0 | $12,960 |
| Conni Fancsali | Head Teller | 20.00 |
Highest
|
$13,408 | $0 | $13,408 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2024 | No data | No data | No data | No data |
| 2023 | $129,783 | $85,644 | $2,521,971 | $44,139 |
| 2022 | $84,821 | $77,741 | $2,443,288 | $7,080 |
| 2021 | $97,048 | $79,349 | $2,444,495 | $17,699 |
| 2020 | $91,074 | $84,070 | $2,215,152 | $7,004 |
| 2019 | $96,250 | $74,609 | $2,092,991 | $21,641 |
| 2018 | $78,342 | $62,771 | $2,046,820 | $15,571 |
Compare AURORA FIREFIGHTERS CREDIT UNION with other nonprofits in Illinois and across the country.