Streator, IL
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)STREATOR ONIZED CREDIT UNION, founded in 1939, is a mid-sized nonprofit in the Public & Societal Benefit sector that reported $34.5M in total revenue in fiscal year 2025. Expenses of $31.4M left a modest 9% surplus.
Credit Union will provide quality financial services that will enhance the economic and social well-being of the members and communities that it serves.
Provided consumer loans to 8112 members.
Provided 81 first mortgage loans to members.
Received deposits on savings for 4530 new accounts.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2025 | 2024 | Change | |
|---|---|---|---|
| Revenue | $34,476,897 | $32,389,635 | +0.1% |
| Expenses | $31,448,872 | $28,007,510 | +0.1% |
| Net Income | $3,028,025 | $4,382,125 | -0.3% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| Douglas Patterson | CEO | 40 |
Key Emp
|
$222,275 | $46,736 | $269,011 |
| Angela Kusnerick | COO | 40 |
Highest
|
$158,126 | $32,596 | $190,722 |
| Mandi Gillman | CLO | 40 |
Highest
|
$156,370 | $25,603 | $181,973 |
| Andrew Threagill | CIO | 40 |
Highest
|
$145,864 | $31,688 | $177,552 |
| Cheryl Davis | CFO | 40 |
Highest
|
$153,522 | $19,000 | $172,522 |
| Michael Ralph | Board Member | 1 |
Director
|
$7,996 | $0 | $7,996 |
| Harry Godfrey | Vice Chairperson | 1 |
Director
|
$7,956 | $0 | $7,956 |
| Scott Bulthuis | Chairperson | 1 |
Director
|
$7,535 | $0 | $7,535 |
| Tony Miles | Board Treasurer | 1 |
Director
|
$7,290 | $0 | $7,290 |
| Nathan Darrow | Secretary | 1 |
Director
|
$6,790 | $0 | $6,790 |
| Robert Lee | Board Member | 1 |
Director
|
$6,358 | $0 | $6,358 |
| Scott Carpenter | Board Member | 1 |
Director
|
$5,870 | $0 | $5,870 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | $34,476,897 | $31,448,872 | $409,495,715 | $3,028,025 |
| 2024 | $32,389,635 | $28,007,510 | $383,202,396 | $4,382,125 |
| 2023 | $27,275,166 | $21,710,284 | $356,243,779 | $5,564,882 |
| 2022 | $23,425,097 | $17,003,612 | $335,438,347 | $6,421,485 |
| 2021 | $20,466,912 | $14,661,430 | $322,868,914 | $5,805,482 |
| 2020 | $18,274,634 | $15,260,537 | $293,051,201 | $3,014,097 |
| 2019 | $16,385,295 | $13,721,311 | $254,906,098 | $2,663,984 |
| 2018 | $14,286,691 | $11,885,366 | $231,129,028 | $2,401,325 |
Compare STREATOR ONIZED CREDIT UNION with other nonprofits in Illinois and across the country.