Streator, IL
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)STREATOR ONIZED CREDIT UNION, founded in 1939, is a mid-sized nonprofit in the Public & Societal Benefit sector that reported $34.5M in total revenue in fiscal year 2025. Expenses of $31.4M left a modest 9% surplus.
Credit Union will provide quality financial services that will enhance the economic and social well-being of the members and communities that it serves.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2025 | 2024 | Change | |
|---|---|---|---|
| Revenue | $34,476,897 | $32,389,635 | +0.1% |
| Expenses | $31,448,872 | $28,007,510 | +0.1% |
| Net Income | $3,028,025 | $4,382,125 | -0.3% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| Douglas Patterson | CEO | 40 |
Key Emp
|
$222,275 | $46,736 | $269,011 |
| Angela Kusnerick | COO | 40 |
Highest
|
$158,126 | $32,596 | $190,722 |
| Mandi Gillman | CLO | 40 |
Highest
|
$156,370 | $25,603 | $181,973 |
| Andrew Threagill | CIO | 40 |
Highest
|
$145,864 | $31,688 | $177,552 |
| Cheryl Davis | CFO | 40 |
Highest
|
$153,522 | $19,000 | $172,522 |
| Michael Ralph | Board Member | 1 |
Director
|
$7,996 | $0 | $7,996 |
| Harry Godfrey | Vice Chairperson | 1 |
Director
|
$7,956 | $0 | $7,956 |
| Scott Bulthuis | Chairperson | 1 |
Director
|
$7,535 | $0 | $7,535 |
| Tony Miles | Board Treasurer | 1 |
Director
|
$7,290 | $0 | $7,290 |
| Nathan Darrow | Secretary | 1 |
Director
|
$6,790 | $0 | $6,790 |
| Robert Lee | Board Member | 1 |
Director
|
$6,358 | $0 | $6,358 |
| Scott Carpenter | Board Member | 1 |
Director
|
$5,870 | $0 | $5,870 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | $34,476,897 | $31,448,872 | $409,495,715 | $3,028,025 |
| 2024 | $32,389,635 | $28,007,510 | $383,202,396 | $4,382,125 |
| 2023 | $27,275,166 | $21,710,284 | $356,243,779 | $5,564,882 |
| 2022 | $23,425,097 | $17,003,612 | $335,438,347 | $6,421,485 |
| 2021 | $20,466,912 | $14,661,430 | $322,868,914 | $5,805,482 |
| 2020 | $18,274,634 | $15,260,537 | $293,051,201 | $3,014,097 |
| 2019 | $16,385,295 | $13,721,311 | $254,906,098 | $2,663,984 |
| 2018 | $14,286,691 | $11,885,366 | $231,129,028 | $2,401,325 |
Compare STREATOR ONIZED CREDIT UNION with other nonprofits in Illinois and across the country.