DUPAGE COUNTY EMPLOYEES CREDIT UNION

EIN: 362499947

WHEATON, IL

Total Revenue
$1,014,847
Total Expenses
$633,118
Total Assets
$18,525,419
Net Assets
$2,873,398
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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year
1954
Legal Domicile
IL
Principal Officer
Kathryn Galles
Phone
6304075270
Tax Period
2025-01-01 to 2025-12-31

DUPAGE COUNTY EMPLOYEES CREDIT UNION, founded in 1954, is a community nonprofit that reported $1.0M in total revenue in fiscal year 2025. Revenue grew 13% year-over-year, indicating healthy expansion. The organization ran a surplus of $382K, a strong 38% operating margin.

Mission

Carried on the tradition of people helping people by providing affordable financial services. Offering lower loan rates, paying higher dividends on savings and certificates of deposit. Offer services with lower fees and provide exceptional personal service.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

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Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0
Program Service Revenue $630,132
Investment Income $313,764
Other Revenue $70,951
TOTAL REVENUE $1,014,847

Expense Breakdown

Grants Paid $0
Salaries & Benefits $324,994
Fundraising Expenses $0
Program Expenses $633,118
Other Expenses $308,124
TOTAL EXPENSES $633,118

Year-over-Year Comparison

2025 2024 Change
Revenue $1,014,847 $897,508 +0.1%
Expenses $633,118 $536,545 +0.2%
Net Income $381,729 $360,963 +0.1%
Key Indicators
Grants to Organizations Grants to Individuals Lobbying Political Activity Foreign Activities Donor Advised Fund Schedule B Required
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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

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Governance

Voting Members
9
Independent Members
8
Employees
N/A
Volunteers
8

Governance Policies

Conflict of Interest Policy
Whistleblower Policy
Document Retention Policy

Special Practices & Reported Activities

Operated a School
Operated a Hospital
Provided First Class Travel
Reported Conflict of Interest
Reported Asset Diversion
Excess Benefit Transaction
Made Political Expenditures
Engaged in Lobbying
Operated Donor Advised Fund
Maintained Art Collections
Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
0
$0
Total Directors
8
$0
Key Employees
0
$0
Highest Compensated
1
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
Kathryn Galles Treasurer/President 37.5
Highest
$94,000 $94,000 $188,000
Alexia Montovan Board Member 2.00
Director
$0 $0 $0
Maria Uribe Secretary 2.00
Director
$0 $0 $0
Graeme Quinn Chairman 2
Director
$0 $0 $0
Jeremy Rimmer Vice Chair 2.00
Director
$0 $0 $0
Nicole Yarman Board Member 2
Director
$0 $0 $0
Eileen Roberts Board Member 2.00
Director
$0 $0 $0
Edmond Moore Board Member 2.00
Director
$0 $0 $0
Don Ehrenhaft Board Member 2.00
Director
$0 $0 $0
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $1,014,847 $633,118 $18,525,419 $381,729
2024 No data No data No data No data
2023 $812,952 $580,552 $19,873,403 $232,400
2022 $569,469 $484,691 $21,436,788 $84,778
2021 $530,206 $482,188 $22,549,476 $48,018
2020 $556,002 $470,136 $20,659,545 $85,866
2019 $626,780 $510,468 $17,558,708 $116,312
2018 $584,348 $478,291 $17,956,247 $106,057
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