ANTIOCH CHAMBER OF COMMERCE

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1952

Legal Domicile

Principal Officer

BARBARA PORCH

Phone

8473952233

Tax Period

2025-01-01 to 2025-12-31

ANTIOCH CHAMBER OF COMMERCE, founded in 1952, is a small nonprofit that reported $111K in total revenue in fiscal year 2025. Revenue fell 20% from the prior year — a significant decline worth monitoring.

Mission

SOLE PURPOSE IS IMPROVEMENT OF BUSINESS CONDITIONS FOR LOCAL MERCHANTS IN THE ANTIOCH, ILLINOIS COMMUNITY.

Program Service Accomplishments

Program 1

SOLE PURPOSE IS IMPROVEMENT OF BUSINESS CONDITIONS FOR LOCAL MERCHANTS IN THE ANTIOCH, ILLINOIS COMMUNITY.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2025)

Revenue Breakdown

Contributions & Grants $0

Program Service Revenue $27,247

Investment Income $3,190

Other Revenue $80,632

TOTAL REVENUE $111,069

Expense Breakdown

Grants Paid $0

Salaries & Benefits $69,962

Fundraising Expenses $3,498

Other Expenses $39,876

TOTAL EXPENSES $109,838

Year-over-Year Comparison

	2025	2024	Change
Revenue	$111,069	$139,128	-0.2%
Expenses	$109,838	$118,254	-0.1%
Net Income	$1,231	$20,874	-0.9%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✗ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

$64,854

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
BARBARA PORCH	EXECUTIVE DI	40.00	Director	$64,854	$0	$64,854
MARTY GEWEKE	PRESIDENT	10.00	Director	$0	$0	$0
ROY MILLER	DIRECTOR	10.00	Director	$0	$0	$0
WAYNE SOBCZAK	DIRECTOR	10.00	Director	$0	$0	$0
RYAN WOLLBERG	DIRECTOR	10.00	Director	$0	$0	$0
AINSLEY WONDERLING	DIRECTOR	10.00	Director	$0	$0	$0
CRUZANNE LEWIS	2ND VICE PRE	10.00	Officer	$0	$0	$0
DEBBIE PORTER	TREASURER	10.00	Officer	$0	$0	$0
NOREEN SHEEN	SECRETARY	10.00	Officer	$0	$0	$0
GREGG STOXEN	1ST VICE PRE	10.00	Officer	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2025	$111,069	$109,838	$129,198	$1,231
2024	No data	No data	No data	No data
2023	$121,591	$122,290	$107,048	$-699
2022	$121,812	$121,464	$108,593	$348
2021	$118,612	$93,871	$114,194	$24,741
2020	$95,738	$115,037	$89,453	$-19,299
2019	$112,873	$123,026	$108,752	$-10,153
2018	$115,968	$124,081	$118,905	$-8,113