Kankakee, IL
4 risk indicators measuring financial stability and operational resilience
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Sign In — Free (10 views/day)Riverside Community Credit Union, founded in 1976, is a community nonprofit that reported $2.4M in total revenue in fiscal year 2025. Revenue grew 11% year-over-year, indicating healthy expansion. The organization ran a surplus of $628K, a strong 26% operating margin.
Riverside Credit Union is committed to providing quality financial services while keeping with the "people helping people" philosophy.
Credit Union makes and services consumer loans to members. Total number of loans outstanding, including Visa accounts at 12/31/25 was 1,036 for a total of $19,771,955.
Credit Union pays out dividends to its members share deposit accounts at a market rate of interest. Total number of share accounts at 12/31/2025 was 6,691 for a total of $40,318,225.
Other financial services provided to over 4,000 members.
Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency
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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)
Sign In — Free (10 views/day)| 2025 | 2024 | Change | |
|---|---|---|---|
| Revenue | $2,388,785 | $2,150,955 | +0.1% |
| Expenses | $1,760,982 | $1,648,612 | +0.1% |
| Net Income | $627,803 | $502,343 | +0.2% |
Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics
Financial Distress Indicator
Liquidity & Cash Position
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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics
Sign In| Name | Title | Hours/Week | Role | Reportable Comp | Other Comp | Total |
|---|---|---|---|---|---|---|
| Dale Tolly | Chairman | 5.00 |
Officer
Director
|
$0 | $0 | $0 |
| Vern Mitchell | Vice Chairman | 5.00 |
Officer
Director
|
$0 | $0 | $0 |
| Dick Diepeveen | Treasurer | 5.00 |
Officer
Director
|
$0 | $0 | $0 |
| Ron Ruda | Secretary | 5.00 |
Officer
Director
|
$0 | $0 | $0 |
| Kyle Hansen | Board member | 4.00 |
Director
|
$0 | $0 | $0 |
| Natisha Morefield | Board member | 4.00 |
Director
|
$0 | $0 | $0 |
| Mike Baker | Board member | 4.00 |
Director
|
$0 | $0 | $0 |
| Melissa Bayston | Co-CEO | 40.00 |
Officer
|
$101,915 | $3,057 | $104,972 |
| Stacey Shreffler | Co-CEO | 40.00 |
Officer
|
$110,289 | $12,108 | $122,397 |
| Year | Revenue | Expenses | Assets | Net Income |
|---|---|---|---|---|
| 2025 | $2,388,785 | $1,760,982 | $45,798,966 | $627,803 |
| 2024 | $2,150,955 | $1,648,612 | $42,477,377 | $502,343 |
| 2023 | $1,953,903 | $1,461,863 | $41,867,813 | $492,040 |
| 2022 | $1,767,244 | $1,344,577 | $42,937,211 | $422,667 |
| 2021 | $1,491,489 | $1,340,232 | $43,340,686 | $151,257 |
| 2020 | $1,470,704 | $1,341,205 | $38,799,156 | $129,499 |
| 2019 | $1,561,777 | $1,438,310 | $31,869,516 | $123,467 |
| 2018 | $1,498,846 | $1,274,020 | $31,007,516 | $224,826 |
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