SARAH'S CIRCLE

EIN: 363043662 501(c)(3) Housing & Shelter

CHICAGO, IL

Total Revenue
$10,013,573
Total Expenses
$7,116,918
Total Assets
$65,585,352
Net Assets
$52,486,838
🔒

Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

Sign in with your work email to view Tuckman-Chang indicators

Sign In — Free (10 views/day)

Financial Trends

Organization Details

Formation Year
1979
Legal Domicile
IL
Principal Officer
JUDY KRUEGER
Phone
7737281014
Tax Period
2024-07-01 to 2025-06-30

SARAH'S CIRCLE, founded in 1979, is a mid-sized nonprofit in the Housing & Shelter sector that reported $10.0M in total revenue in fiscal year 2024. The organization ran a surplus of $2.9M, a strong 29% operating margin.

Mission

SARAH'S CIRCLE PROVIDES A FULL CONTINUUM OF SERVICES FOR WOMEN, INCLUDING HOUSING, LIFE NECESSITIES, AND SUPPORTIVE SERVICES, TO HELP THEM PERMANENTLY END THEIR HOMELESSNESS.

Program Service Accomplishments

Program 1
Expenses: $2,871,096 Revenue: $85,385

INTERIM HOUSING - EVERY DAY THE INTERIM HOUSING PROGRAM PROVIDES COMPREHENSIVE SERVICES INCLUDING SHELTER AND 24-HOUR ACCESS TO 50 WOMEN WHO ARE CURRENTLY HOMELESS. THE GOAL OF THE PROGRAM IS TO HELP...

Read more

INTERIM HOUSING - EVERY DAY THE INTERIM HOUSING PROGRAM PROVIDES COMPREHENSIVE SERVICES INCLUDING SHELTER AND 24-HOUR ACCESS TO 50 WOMEN WHO ARE CURRENTLY HOMELESS. THE GOAL OF THE PROGRAM IS TO HELP WOMEN MOVE INTO PERMANENT HOUSING AS QUICKLY AS POSSIBLE WITH INTENSIVE CASE MANAGEMENT, HOUSING COORDINATION, AND OTHER INDIVIDUALIZED SERVICES TAILORED TO THE STRENGTHS AND CHALLENGES OF THE INDIVIDUAL.

Program 2
Expenses: $2,610,711

PERMANENT SUPPORTIVE HOUSING - THE ORGANIZATION PROVIDES PERMANENT SUPPORTIVE HOUSING TO WOMEN WHO HAVE A DISABLING CONDITION WHO HAVE BEEN CHRONICALLY HOMELESS. SOME WOMEN IN THIS PROGRAM WERE...

Read more

PERMANENT SUPPORTIVE HOUSING - THE ORGANIZATION PROVIDES PERMANENT SUPPORTIVE HOUSING TO WOMEN WHO HAVE A DISABLING CONDITION WHO HAVE BEEN CHRONICALLY HOMELESS. SOME WOMEN IN THIS PROGRAM WERE HOMELESS FOR OVER A DECADE BEFORE BEING HOUSED. EACH WOMAN IN THE PROGRAM IS PROVIDED WITH A HOUSING SUBSIDY, INTENSIVE CASE MANAGEMENT, AND OTHER INDIVIDUALIZED SUPPORTIVE SERVICES TO HELP HER IMPROVE HER HEALTH, WELL-BEING, AND SELF-SUFFICIENCY. THIS TYPE OF HOUSING HAS BEEN PROVEN TO IMPROVE OUTCOMES FOR THE MOST DIFFICULT TO SERVE INDIVIDUALS AND REDUCE PUBLIC COSTS FOR JAILS, EMERGENCY ROOMS, AND OTHER CRISIS SERVICES. IN 2020, SARAH'S CIRCLE IMPLEMENTED A RAPID REHOUSING PROGRAM. THIS PROGRAM, FUNDED VIA CARES FUNDS, IS DESIGNED TO MOVE CLIENTS QUICKLY FROM HOMELESSNESS TO PERMANENT HOUSING.

Program 3
Expenses: $650,690

DAYTIME SUPPORT CENTER - THE DAYTIME SUPPORT CENTER IS A SAFE AND WELCOMING COMMUNITY FOR ANY WOMAN IN NEED, WHETHER STREET HOMELESS,DOUBLED UP WITH FRIENDS OR FAMILY, FORMERLY HOMELESS, STRUGGLING...

Read more

DAYTIME SUPPORT CENTER - THE DAYTIME SUPPORT CENTER IS A SAFE AND WELCOMING COMMUNITY FOR ANY WOMAN IN NEED, WHETHER STREET HOMELESS,DOUBLED UP WITH FRIENDS OR FAMILY, FORMERLY HOMELESS, STRUGGLING WITH DOMESTIC VIOLENCE, OR SIMPLY LOW INCOME AND IN NEED OF COMMUNITY. SERVICES INCLUDE BASIC NECESSITIES, SUCH AS FOOD, BATHROOMS, SHOWERS,LAUNDRY, TELEPHONE, COMPUTERS WITH INTERNET ACCESS, AND AN ADDRESS FOR MAIL; EDUCATIONAL AND GENERAL INTEREST PROGRAMMING ON A VARIETY OF TOPICS; INDIVIDUALIZED CASE MANAGEMENT; AND HOUSING COORDINATION.

🔒

Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

Sign in to view Trantor Score and financial metrics

Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Sign In — Free (10 views/day)

Financial Overview (2024)

Revenue Breakdown

Contributions & Grants $8,780,040
Program Service Revenue $85,385
Investment Income $1,157,907
Other Revenue $-9,759
TOTAL REVENUE $10,013,573

Expense Breakdown

Grants Paid $0
Salaries & Benefits $3,969,350
Fundraising Expenses $441,810
Program Expenses $6,132,497
Other Expenses $3,147,568
TOTAL EXPENSES $7,116,918

Year-over-Year Comparison

2024 2023 Change
Revenue $10,013,573 $10,201,657 0.0%
Expenses $7,116,918 $5,062,491 +0.4%
Net Income $2,896,655 $5,139,166 -0.4%
Key Indicators
✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required
🔒

Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

Sign in to view all financial metrics

Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Sign In

Governance

Voting Members
13
Independent Members
12
Employees
73
Volunteers
330

Governance Policies

✓ Conflict of Interest Policy
✓ Whistleblower Policy
✓ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School
✗ Operated a Hospital
✗ Provided First Class Travel
✗ Reported Conflict of Interest
✗ Reported Asset Diversion
✗ Excess Benefit Transaction
✗ Made Political Expenditures
✗ Engaged in Lobbying
✗ Operated Donor Advised Fund
✗ Maintained Art Collections
✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers
4
$257,086
Total Directors
13
$257,086
Key Employees
0
$0
Highest Compensated
3
reported
Name Title Hours/Week Role Reportable Comp Other Comp Total
KATHERINE RAGNAR EXECUTIVE DIRECTOR 40.00
Officer Director
$226,775 $30,311 $257,086
JUDY KRUEGER PRESIDENT 2.50
Officer Director
$0 $0 $0
JOSHUA REITMAN TREASURER 2.50
Officer Director
$0 $0 $0
MARGARET EGAN SECRETARY 2.00
Officer Director
$0 $0 $0
GEORGIA A BEATTY DIRECTOR 2.00
Director
$0 $0 $0
MARY HAYES DIRECTOR 2.00
Director
$0 $0 $0
JUNE MERRITT DIRECTOR 2.00
Director
$0 $0 $0
ROBERT TURNER DIRECTOR 2.00
Director
$0 $0 $0
SHIRA BERNSTEIN DIRECTOR 2.00
Director
$0 $0 $0
ELIZABETH MILLS DIRECTOR 2.00
Director
$0 $0 $0
STACEY BASHARA DIRECTOR 2.00
Director
$0 $0 $0
KEN BROWN DIRECTOR 2.00
Director
$0 $0 $0
HEATHER MCGUIRE DIRECTOR 2.00
Director
$0 $0 $0
JAMES GRUTSCH SR DIRECTOR OF FINANCE & PROPERTIES 37.50
Highest
$145,620 $14,751 $160,371
ANGELA LOPEZ SR DIRECTOR OF PROGRAM SERVICES 37.50
Highest
$126,992 $17,480 $144,472
KATHLEEN MOLNAR DIRECTOR OF EXTERNAL RESOURCES 37.50
Highest
$101,796 $15,364 $117,160
Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year Revenue Expenses Assets Net Income
2025 $10,013,573 $7,116,918 $65,585,352 $2,896,655
2024 $10,201,657 $5,062,491 $57,576,373 $5,139,166
2023 $10,612,224 $4,731,107 $46,621,680 $5,881,117
2022 $6,502,011 $4,415,646 $40,442,097 $2,086,365
2021 $8,050,758 $3,434,772 $39,749,339 $4,615,986
2020 $12,795,303 $3,317,152 $38,221,471 $9,478,151
2019 $4,300,613 $2,836,939 $25,099,717 $1,463,674
2018 $17,266,685 $2,467,734 $23,796,854 $14,798,951
Explore More Nonprofits
→Top 100 Nonprofits in Illinois →Largest U.S. Nonprofits →Best Rated Nonprofits →Most Efficient Nonprofits

Compare SARAH'S CIRCLE with other nonprofits in Illinois and across the country.

We Value Your Privacy
We use cookies and similar technologies to analyze site traffic and improve your experience. By clicking "Accept All", you consent to our use of cookies for analytics and measurement.