SAN JOSE OBRERO MISSION (EIN 363298605) - Form 990 Financial Analysis & Trantor Score

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Financial Vulnerability Assessment (Tuckman-Chang)

4 risk indicators measuring financial stability and operational resilience

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Financial Trends

Organization Details

Formation Year

1984

Legal Domicile

Principal Officer

RAUL RAYMUNDO

Phone

3122434347

Tax Period

2018-01-01 to 2018-12-31

SAN JOSE OBRERO MISSION, founded in 1984, is a micro nonprofit that reported $67K in total revenue in fiscal year 2018. Revenue fell 104% from the prior year — a significant decline worth monitoring.

Mission

TO PROVIDE EMPLOYMENT AND HOUSING SERVICES THAT LEAD TO SELF-SUFFICIENCY AMONG FAMILIES AND INDIVIDUALS IN CRISIS WITHIN LATINO COMMUNITIES.

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Trantor Score

Financial Health Score (300–850) · Liquidity · Solvency · Sustainability · Efficiency

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Liquidity (40%) • Solvency (30%) • Sustainability (20%) • Efficiency (10%)

Financial Overview (2018)

Revenue Breakdown

Contributions & Grants $161,660

Program Service Revenue $0

Investment Income $-228,448

Other Revenue $32

TOTAL REVENUE $-66,756

Expense Breakdown

Grants Paid $0

Salaries & Benefits $104,143

Fundraising Expenses $0

Program Expenses $223,528

Other Expenses $145,410

TOTAL EXPENSES $249,553

Year-over-Year Comparison

	2018	2017	Change
Revenue	$-66,756	$1,855,701	-1.0%
Expenses	$249,553	$1,229,830	-0.8%
Net Income	$-316,309	$625,871	-1.5%

Key Indicators

✗ Grants to Organizations ✗ Grants to Individuals ✗ Lobbying ✗ Political Activity ✗ Foreign Activities ✗ Donor Advised Fund ✓ Schedule B Required

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Financial Health Indicators

Comprehensive financial analysis: Altman Z-Score, liquidity, solvency, sustainability, efficiency, and growth metrics

Financial Distress Indicator

Liquidity & Cash Position

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Altman Z-Score • Liquidity Ratios • Solvency Analysis • Growth Indicators • Efficiency Metrics

Governance

Voting Members

Independent Members

Employees

Volunteers

Governance Policies

✗ Conflict of Interest Policy

✗ Whistleblower Policy

✗ Document Retention Policy

Special Practices & Reported Activities

✗ Operated a School

✗ Operated a Hospital

✗ Provided First Class Travel

✗ Reported Conflict of Interest

✗ Reported Asset Diversion

✗ Excess Benefit Transaction

✗ Made Political Expenditures

✗ Engaged in Lobbying

✗ Operated Donor Advised Fund

✗ Maintained Art Collections

✗ Filed Form 720

Compensation of Officers, Directors & Key Employees

Total Officers

Total Directors

Key Employees

Highest Compensated

reported

Name	Title	Hours/Week	Role	Reportable Comp	Other Comp	Total
ELIZABETH JUSINO	PRESIDENT	1.0	Officer Director	$0	$0	$0
FR CHARLES DAHM	VICE PRESIDENT	1.0	Officer Director	$0	$0	$0
KAREN CALDWELL-LITTLETON	SECRETARY	1.0	Officer Director	$0	$0	$0
RODOLFO MEDINA	TREASURER	1.0	Officer Director	$0	$0	$0
GLYNNE GERVAIS	DIRECTOR	1.0	Director	$0	$0	$0
ROMAN RUIZ	DIRECTOR	1.0	Director	$0	$0	$0

Note: Compensation data is self-reported by the organization on their Form 990. "Reportable Comp" includes salary, bonuses, and other reportable compensation from the organization and related organizations. "Other Comp" includes benefits, deferred compensation, and non-taxable benefits.

Historical Data

Year	Revenue	Expenses	Assets	Net Income
2018	$-66,756	$249,553	$16,700	$-316,309

SAN JOSE OBRERO MISSION